ABDULAZIZ ALSAIF
Riyadh,Saudi Arabia
Summary
Seasoned professional specialising in debt collection and account recovery. Possess profound knowledge of collection laws and regulations, and skilled in negotiation and conflict resolution. Committed to achieving successful recoveries and maintaining strong customer relationships.
Overview
12
12
years of professional experience
2015
2015
years of post-secondary education
Work history
Loan Collection Consultant
Saudi Industrial Development Fund
2023.05 - Current
- Mortgage, Guaranties, contract, Agreements and Insurance
- Reviewing and registering new mortgage requests.
- Reviewing and release mortgage requests
- Reviewing Articles of Association
- Reviewing Letter of credit
- Reviewing and approving insurance policies.
- Leading the project of establishing a linkage between SIDF and Ministry of Justice in mortgage related matters.
- Reviewing loan agreements and agreements as amended to the loan.
- Representing SIDF in Ministry of justice in regard to mortgage related work.
- Member of bid examination committee
- Reviewing and approving off-take agreements and transfer of commitments agreements
- Classification: Public
- Ensured compliance with company policies whilst handling sensitive customer information.
- Developed customised payment plans in line with client's financial capability.
- Supported audit procedures by providing necessary documents and reports related to collections activity on time.
- Streamlined collection processes to reduce settlement timeframes.
- Maintained comprehensive records of all collection activities for easy reference and analysis.
- Negotiated settlements with customers, ensuring timely payments.
- Managed high-volume accounts, enhancing customer satisfaction levels.
- Coordinated with legal team for successful debt litigation cases.
- Handled escalated calls effectively, resolving complex issues smoothly.
- Consistently followed up on overdue accounts, resulting in quicker resolution times.
- Assessed client credit history before establishing repayment arrangements,.
- Contacted customers to arrange or collect payments.
- Offered debtors assistance with payment planning.
- Created solutions to overcome obstacles impacting customers' ability to repay debt.
- Handled financial transactions, creating and filing accurate records.
- Recommended legal action or discontinuation of service in cases of non-payment.
- Calculated debt amounts using financial records.
- Compiled monies owed to organisations to support debt recovery operations.
Senior Legal Investigator
Saudi Industrial Development Fund
2021.03 - 2022.06
- Mortgage, Guaranties and Insurance
- Reviewing and registering new mortgage requests.
- Reviewing and approving insurance policies
- Member of bid opening committee.
- Leading the project of establishing a linkage between SIDF and Ministry of Justice in mortgage related matters.
- Representing SIDF in Ministry of justice in regards to mortgage related work.
- Classification: Public
Senior Legal Investigator
Saudi Industrial Development Fund
2018.07 - 2021.02
- Contracts and Agreements
- Prepared loan agreements and agreements as amended to the loan.
- Prepared and reviewed various guaranties.
- Prepared and reviewed off-take agreements and transfer of commitments agreements.
- Classification: Public
Legal Investigator
Saudi Industrial Development Fund
2014.06 - 2018.06
- Cases
- Prepared and reviewed the by-laws memorandums.
- Prepared legal notes, regulations and final warning letters
- Prepared settlement agreements.
- Represented SIDF in hearing sessions.
- Classification: Public
Education
Bachelor Degree - LLB Law
Anglia Ruskin
Cambridge, UKSkills
- Off-take agreements
- Law of civil procedures
- Microsoft Office, Excel, PP and Word
- Critical thinking
- Results driven
- Labor law
- Effective communication
- Self-motivated
- Excellent interpersonal skills
- Capable of planning and working to deadlines
Languages
English – Fluent.
Spanish – Intermediate.
Timeline
Loan Collection Consultant
Saudi Industrial Development Fund
2023.05 - Current
Senior Legal Investigator
Saudi Industrial Development Fund
2021.03 - 2022.06
Senior Legal Investigator
Saudi Industrial Development Fund
2018.07 - 2021.02
Legal Investigator
Saudi Industrial Development Fund
2014.06 - 2018.06
Bachelor Degree - LLB Law
Anglia Ruskin