Abdullah Baba
Riyadh
Summary
Competent Credit Control and insurance bringing a wealth of experience in analyzing documentation to determine the level of risk involved with good experience in finance and accounting. Offering excellent time management and interpersonal skills.
Overview
10
10
years of professional experience
Work History
Team Leader Credit Control | Risk Managment Group
Banque Saudi Fransi
09.2020 - Current
- Monitoring ongoing risk exposure from loans, credit products, and financial transactions.
- Regularly reviewing the bank's credit portfolio to ensure compliance with internal policies and external regulatory requirements.
- Creating and implementing credit risk control frameworks, including setting up credit limits and establishing risk thresholds.
- Monitor security documentation of client credit application with the corporate team. Closely monitors client credit facilities, reacting promptly to any potential discrepancy.
- Ensuring that credit policies comply with the regulatory standards and internal governance structures.
- Working closely with other departments, such as credit underwriting, portfolio management, legal, and compliance, to ensure the smooth operation of credit processes.
- Developing strategies and recommending actions to minimize exposure to credit risks.
- Leading a team of analysts and specialists in credit risk, providing guidance, mentorship, and development opportunities.
Senior Specialist Credit Control and Monitoring
Banque Saudi Fransi
11.2019 - 08.2020
- Analyzing and evaluating the creditworthiness of borrowers.
- Monitor customer credit limits and outstanding balances to ensure they do not exceed set limits.
- Controlling daily credit applications and transactions.
- Reviewing the delegation to make sure are in line with DOA.
- Checking the security documents for clients.
- Activating the facility limits in line with approvals.
- Weekly reporting the clients exposure.
- Making compliance certification and report.
Credit Control and Insurance Supervisor | Finance
Shahini Group Company
09.2018 - 07.2019
- Performed credit reviews on corporations to assess financial conditions
- Conducted financial review of customer lines of credit by assessing company financials and initiating credit application reviews.
- Assess the creditworthiness of new and existing customers.
- Complied with internal controls and government regulations.
- Establish credit limits and terms based on the company's policies.
- Improved understanding of financial statements, which helped in assessing risk.
- Monitor customer credit and make decisions on extending or adjusting credit.
- Minimized accounts receivable collections and reconciled customer billings and statements
- Made decisions and recommendations about extending lines of credit
- Reviewed customer files on regular basis to make sure receivables were in sound condition
- Controlled credit exposure by providing financial order management support to minimize risk and obtain timely payment
- Handling all the insurance polices "property, Motors, Fidelity...etc"
- Handling the renewals process and negotiation with insurance companies
- Managing the insurance claims to cover by insurance company
Credit Controller And Insurance Officer | Finance
Shahini Group Company
08.2017 - 09.2018
- Obtained payments and entered details into system
- Creating procedures and policies that ensure timely payments while maintaining a high level of customer retention
- Reconciling complex accounts that have been escalated from the AR team
- Monitoring debtor balances to ensure a reduction in debtors.
- Ensuring credit and collection policies and procedures are followed within your team
- Liaising with customers, as well as internal personnel including the sales team
- Reviewing all the new customers files
- Handling the insurance claims and communicating with insurance company
- Review the new insurance policies and making the converge for the company properties and employees
- Supporting in the insurance polices renewals process and procedures
Risk Management And Insurance Specialist | Finance
Panda Retail Company
08.2015 - 07.2017
- Analyzing all the financial issues in the branches
- Reviewing the financial process with the management
- Performed in-depth research and investigations and recommended strategies to resolve problems and prevent further concerns
- Supporting the internal audit to instinct the branches
- Investigate all branch issues and issue reports
- Handling all the insurance polices "property, fidelity, motors...etc"
- Handling the insurance claims and communicated with insurance company
- Supporting in the insurance polices renewals process and requirements
- Charges and register, reconcile the insurance expenses and accounts
Co-op Trainee
Alrajhi Bank
09.2014 - 12.2014
Education
Bachelor of Business Administration - Business Administration And Management
ALBAHA University
Al Bahah, Al Bahah Province01.2015
Skills
- Accounting
- Financial reporting
- Account reconciliation
- Accounts payable and receivable
- Document management
- Process audits
- Team Management
- Process development
- Credit reports
- Investigations
- Policy application
- Credit programs
- Issue Resolution
- Staff Training
- Team Assessment
- SOP Adherence
- Daily Workflow Improvement
- Quality reporting
Certificates
IFCE - Insurance Foundation Certificate Examination by SAMA 2019
Timeline
Team Leader Credit Control | Risk Managment Group
Banque Saudi Fransi
09.2020 - Current
Senior Specialist Credit Control and Monitoring
Banque Saudi Fransi
11.2019 - 08.2020
Credit Control and Insurance Supervisor | Finance
Shahini Group Company
09.2018 - 07.2019
Credit Controller And Insurance Officer | Finance
Shahini Group Company
08.2017 - 09.2018
Risk Management And Insurance Specialist | Finance
Panda Retail Company
08.2015 - 07.2017
Co-op Trainee
Alrajhi Bank
09.2014 - 12.2014
Bachelor of Business Administration - Business Administration And Management
ALBAHA University
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