Ahmed Adnan Al-Ghalib
Jeddah,Saudi Arabia
Summary
Detail oriented Credit & Collection Management Professional with +7 years of experience on various functions in F&A department. Great skills on leadership, problem solving, and process development. Awarded with Accounting and Finance degree from Oxford Brookes University and leadership development certificate from the UK. Awarded Three certificates from The Institution of Chartered Accountants of England and Wales "ICAEW", BTF, Accounting & Law Certificates.
Overview
8
8
years of professional experience
Work history
Collection Manager
Sela Co. (PIF)
Jeddah, Saudi Arabia
2025.07 - Current
- Enhanced productivity levels by streamlining workflow throughout the department.
- Achieved reduction in account delinquency via effective collection strategies.
- Improved tracking and reporting capabilities by optimising collection processes.
- Implemented and deployed an automated dunning system, reducing manual outreach time.
- Managed to reduce the aging by 30% in the first year.
- Secured timely debt resolution through negotiation of payment arrangements with customers.
- Led collection team to drive improvements in performance metrics.
- Collaborated closely with legal department to prepare cases for court proceedings.
Assistant Credit Manager
Automotive Distribution & Marketing Co. - HAVAL
Jeddah, Saudi Arabia
2023.09 - 2025.07
- Performed Credit Evaluation on customers through analyzing financial statements, bank accounts, SIMAH report and upcoming projects to identify suitable credit limits and credit worthiness.
- Provided summary credit analysis report & recommendations to management to ease decision making.
- Analyzed AR Aging report to identify any errors and communicate with Financial Controller.
- Managed AR portfolio of greater than SR 250M.
- Set up controls in the system to avoid duplicate account creation & easier invoicing system.
- Developed new process "Deal Sheet Process" to enhance the approval cycle of new credit applications through system & digital archiving.
- Aligned all customer contract & PNs with legal requirements and customer profiles aligned with ZATCA requirements.
- Monitored customer accounts to avoid exceeding approved credit limits and strong payment follow ups.
- Maintained record with all major special credit deals from different sales channels and instalment plans for each customer.
- Interfered to stop customer files being sent to Legal and managed to collect long outstanding balances (Over 1 year).
- Prepared timely AR Aging and collection target & managing day to day credit management duties.
Senior Accountant - Regional Credit Controller
TAMGO - The Machinery Group LLC - Zahid Group
Dammam
2021.11 - 2023.09
- Set up and improved accounting systems and processes to meet business needs and maximize effectiveness of operations.
- Worked closely with operation to identify and improve weaknesses on software and operational control.
- Recommending strategies to improve sales through market coverage, customer relation, company reputation and internal process.
- Managed and mentored staff to successfully achieve department goals.
- Trained new employees on accounting principles and company procedures.
- Organized and carried out efficient month-end, quarterly and year-end processes.
- Prepared regional annual budget for Revenue and Capital expenditure.
- Supervised petty cash, customer and local supplier payments.
- Conducted meetings with large regional clients to enhance relationship and solve payment issues.
- Conducted meetings with large regional local suppliers to negotiate on better credit terms.
Credit Controller
TAMGO - The Machinery Group LLC - Zahid Group
Jeddah
2020.08 - 2021.11
- Review and evaluate Credit deals.
- Analyzed customers kingdom wide for credit worthiness.
- Assisting Credit Manager on credit reports and cash flow forecast.
- Supervised team of 5 on collections.
- Assessed customer compliance with repayment schedule by reviewing account details.
- Prepared LC for credit deals.
- Worked cross-functionally with sales, management and other departments to maintain effective credit sales with high standards.
- Collaborated with management to evaluate credit strategies and develop improvements.
- Reduced past due balances and bad debt by coordinating collection efforts with customer service, sales and billing departments.
Accountant
TAMGO - The Machinery Group LLC - Zahid Group
Jeddah
2018.09 - 2020.08
- Computed taxes owed by applying prescribed rates, laws and regulations.
- Implemented use of SYSPRO to enter project data, analyze and track budgets, evaluate project costs and monitor performance trends.
- Submitted VAT return forms.
- Supervised team of three accounting associates.
- Handled kingdom wide petty cash review and adjustment.
- Supported monthly reporting analysis to achieve validation of internal reports and to reconcile production operations and general ledger.
- Cooperated with senior leaders to create operating budgets and initiate financial planning.
- Reviewed bank agreements and regional financial statements.
- Handled fixed assets and depreciation kingdom wide.
Branch Accountant
TAMGO - The Machinery Group LLC - Zahid Group
Jeddah
2018.04 - 2018.09
- Completed daily accounting tasks including tracking funds, preparing deposits and reconciling accounts.
- Reviewed and processed client payments, including electronic payments and check deposits.
- Provided journal entries and performed accounting on accrual basis.
- Generated and submitted invoices based upon established financial schedules.
Education
Exams - BTF, Accounting & Law
ICAEW
United Kingdom 2001.04 - /2023
Leadership Development Program - Organizational Leadership
International Leadership Limited UK - Zahid Group
UK2022
Bachelor of Science - Accounting and Finance with Honours 3.2/4
Oxford Brookes University
Oxford2017
Diploma of Higher Education - International Foundation Diploma
Oxford Brookes University
Oxford2014
Advanced Language Certificate - English Language
Kaplan International Languages
Oxford2013
Skills
- Leadership skills
- Problem Solving
- Process Development
- Coaching and Mentoring
- Team/self motivation
- Emotional Intelligence
- Cross-functional communication
- Well organized
- Team work
- Knowledge on software such as: SYSPRO, Microsoft Excel, Microsoft Word, Lotus Notes and SAP
- Languages:
- Arabic - Native
- Turkish - Fluent
- English - Fluent
Timeline
Collection Manager
Sela Co. (PIF)
2025.07 - Current
Assistant Credit Manager
Automotive Distribution & Marketing Co. - HAVAL
2023.09 - 2025.07
Senior Accountant - Regional Credit Controller
TAMGO - The Machinery Group LLC - Zahid Group
2021.11 - 2023.09
Credit Controller
TAMGO - The Machinery Group LLC - Zahid Group
2020.08 - 2021.11
Accountant
TAMGO - The Machinery Group LLC - Zahid Group
2018.09 - 2020.08
Branch Accountant
TAMGO - The Machinery Group LLC - Zahid Group
2018.04 - 2018.09
Exams - BTF, Accounting & Law
ICAEW
2001.04 - /2023
Leadership Development Program - Organizational Leadership
International Leadership Limited UK - Zahid Group
Bachelor of Science - Accounting and Finance with Honours 3.2/4
Oxford Brookes University
Diploma of Higher Education - International Foundation Diploma
Oxford Brookes University
Advanced Language Certificate - English Language
Kaplan International Languages