Credit Lens
Ahmed Alafaliq
Portfolio risk manager
Riyadh
Summary
Experienced Portfolio Risk Manager with a strong background in credit and market risk management for corporate clients in the banking industry. Consistently exceeding expectations, proven ability to conduct in-depth financial analysis and credit assessments. Strong analytical and problem-solving skills demonstrated through successful project contributions, including system upgrades and employee training. Committed to continuously enhancing professional knowledge through ongoing professional development opportunities.
Overview
9
9
years of professional experience
4
4
years of post-secondary education
1
1
Certification
2
2
Languages
Work History
Portfolio Risk Manager
The Saudi Investment Bank
Riyadh, Riyadh Region
07.2024 - Current
- Enhanced risk identification processes for early detection and mitigation of potential threats.
- Developed strong relationships with internal stakeholders, promoting a culture of risk awareness and accountability.
- Evaluated emerging risks in the market through continuous monitoring and research, enabling proactive response measures.
General Securities Qualification Examination (CME-1)
04.2021 - Current
- Evaluating clients' credit data and financial statements in order to determine the degree of risk involved in lending money to them
Senior Corporate Credit Analyst
Riyad Bank
03.2024 - 06.2024
- Managed a diverse range of credit relationships, ensuring timely review and renewal of facilities to maintain client satisfaction.
- Maintained strong industry knowledge, enabling timely identification of emerging risks and opportunities in the corporate lending space.
- Demonstrated strong analytical skills by effectively identifying borrowers'' strengths and weaknesses, enabling prudent lending decisions.
Corporate Credit Analyst
Riyad Bank
10.2021 - 03.2024
- Managed a diverse range of credit relationships, ensuring timely review and renewal of facilities to maintain client satisfaction.
- Demonstrated strong analytical skills by effectively identifying borrowers'' strengths and weaknesses, enabling prudent lending decisions.
Financial Auditor
HEIGHTS Company
10.2020 - 04.2021
- Developed audit guides promoting economy, efficiency and accountability in operations management.
- Communicated audit progress and findings by providing information in status meetings and highlighting unresolved issues.
General Accountant
OLT by HEIGHTS Company
01.2020 - 10.2020
- Assisted with budget preparation, monitoring expenses, and providing timely updates to management on variances.
- Managed accounts payable and receivable functions, maintaining accurate records and timely payments to vendors while collecting outstanding invoices.
- Prepared detailed cash flow analyses for management review, highlighting potential areas of concern related to liquidity issues or potential shortfalls in operating funds.
Accountant
HEIGHTS Company
11.2019 - 01.2020
- Handled day-to-day accounting processes to drive financial accuracy.
- Gathered financial information, prepared documents, and closed books.
Trainee
Saudi Industrial Development Fund - Credit Dep.
01.2019 - 05.2019
- Learned new materials, processes, and programs quickly.
- Attended training courses to build understanding of processes, techniques, and industry.
- Participated in on-the-job training, working closely with supervisors and coworkers and asking appropriate questions.
Assistant General Manager
Asia Adv. Agency
06.2017 - 09.2017
- Enhanced communication among team members through regular meetings, promoting an open dialogue about challenges and opportunities for improvement.
Assistant General Manager
Asia Adv. Agency
07.2016 - 09.2016
- Analyzed customer feedback data to identify areas of improvement and develop solutions.
- Increased customer satisfaction by addressing and resolving concerns in a timely manner.
Education
Bachelor's Degree - Finance
King Faisal University
Saudi Arabia 01.2015 - 05.2019
Skills
- Credit Data Evaluation
- Data analytics
- Stakeholder communication
- Risk mitigation
- Credit risk assessment
Certification
General Securities Qualification Examination (CME-1), 04/01/21
Software
Microsoft office
Timeline
Portfolio Risk Manager
The Saudi Investment Bank
07.2024 - Current
Senior Corporate Credit Analyst
Riyad Bank
03.2024 - 06.2024
Corporate Credit Analyst
Riyad Bank
10.2021 - 03.2024
General Securities Qualification Examination (CME-1)
04.2021 - Current
Financial Auditor
HEIGHTS Company
10.2020 - 04.2021
General Accountant
OLT by HEIGHTS Company
01.2020 - 10.2020
Accountant
HEIGHTS Company
11.2019 - 01.2020
Trainee
Saudi Industrial Development Fund - Credit Dep.
01.2019 - 05.2019
Assistant General Manager
Asia Adv. Agency
06.2017 - 09.2017
Assistant General Manager
Asia Adv. Agency
07.2016 - 09.2016
Bachelor's Degree - Finance
King Faisal University
01.2015 - 05.2019
General Securities Qualification Examination (CME-1), 04/01/21
Similar Profiles
Rowa AlateeqRowa Alateeq
Compliance Specialist at Saudi Investment BankCompliance Specialist at Saudi Investment Bank
Abdulmalik H AlabdullahAbdulmalik H Alabdullah
Branch Manager at SAUDI INVESTMENT BANKBranch Manager at SAUDI INVESTMENT BANK
Khaled AL-BaazKhaled AL-Baaz
Manager, Loyalty Programs at Saudi Investment BankManager, Loyalty Programs at Saudi Investment Bank