Ahmed Z. Mufti
Senior Risk Analyst
Riyadh
Overview
7
7
years of professional experience
4
4
years of post-secondary education
1
1
Language
Work History
Senior Risk Analyst
SME loan guarantee
Riyadh
12.2021 - Current
- Lead and plan Risk control and Self-Assessment “RCSA” program to identify operational risk and recommending remedial actions to mitigate and control them
- Capture all operational risk loss events and near misses and allocate them accordingly to the specified Basel II business lines and loss event types
- Evaluate the effectiveness of procedures, methodologies, and tools for identifying and measuring risks at the program level, and continuously build and update the construction of the risk register
- Ensure Kafalah’s operational risks are managed to an acceptable level and in line with
- Kafalah’s risk appetite and limits
- Adhere to regular monthly and quarterly functional reporting on operational risk assessment and monitoring results to head of risk management
- Established Key risk Indictors “KRI” for estimating, managing, treating, monitoring, and reporting risks of Kafalah program’s department and function
- Implement recommendations/suggestions made in coordination with Risk Management
- Director and through specific resolutions by the Risk Management Committee
- Develop, maintain, or implement business continuity and disaster recovery strategies and solutions, including risk assessments,
- Act as a coordinator for business continuity after a disruption event.
Risk Management Analyst
The Bank of Tokyo Mitsubishi UFJ, Ltd
RIyadh
04.2020 - 12.2021
- Assist the Head of Risk Management in the planning, implementing, and monitoring of the Riyadh Branch’s Credit Risk (including Concentration Risk and Country Risk),
- Market and Liquidity Risk, Operational Risk (excluding any IT/System related technical risks)
- Assist the Head of Risk Management to organize and conduct the assigned risk related committees, e.g., MALCO,CRMC and others
- Organize and keep updated internal bank rules and regulatory matters relating to Risk
- Management, to be shared with Head of Department and relevant stakeholders, including the branch Management
- Assist the Head of Risk Management in the credit portfolio monitoring activities and provide support for other credit risk and credit middle office related matters that are assigned by the Department Head
- Organize and keep updated the important documents held in the department and vaults
- Assist the Head of Risk Management in the implementation of the Global Control Self-
- Assessment (GCSA) for the Riyadh Branch and the ongoing Operational Risk
- Assessment processes including IBM Open Pages
- Assist the Head of Risk Management in the analysis and approval process of New
- Products (NPA), giving a Risk management perspective.
Operational Risk Officer
Risk Management Department
Jeddah
12.2018 - 04.2020
- Assist in the preparation of all relevant departmental policies, processes, standard operating procedures and instructions so that work is carried out in a controlled and consistent manner
- Prepare the data of bank’s the risk appetite and report relevant information of the framework in which the operational risk appetite monitoring will be executed to enable the efficiency and compliance of banking operations within the set standards
- Prepare the material of the RCSA system workshops to support the business in the identification of potential risks against operational risks guidelines ensuring their efficient and effective monitoring, control and reporting as well as the key risk indicators of their operation
- Validate efficiency of the corrective actions implemented in order to increase the accuracy of interventions and prevent losses to occur
- Prepare SAMA fines dashboard and recommend areas of improvements in processes and standards that will support the operational risk action plans effectiveness and mitigate losses while enhancing the compliance of banking operations with SAMA risk requirements
- Support in the calculation of the operational risk exposure of the bank (actual, potential and near misses) to identify the losses’ trends and root causes in compliance with SAMA, board, and operational risk committee requirements.
Senior Operations Processor
Treasury Operations Department
Jeddah
06.2016 - 12.2018
- Processing capital market and derivatives transactions
- Settling trades through custodial systems
- Managing treasury cash management
- Prepare MIS for senior management.
Trainee, Trade Associate Program
NCB
01.2016 - 06.2016
- During the 6 months of the program, I have received both theoretical and practical training in all NCB business areas.
NEXUS flight operation services
Jeddah
10.2015 - 01.2016
Education
Bachelor of Science - Business Administration, General Management
Lynn University
Boca Raton, FL 04.2011 - 05.2015
Skills
Data analysis
Predictive modeling
Business process mapping
Strategic planning
Consulting
Business planning
Operations analysis
Operations management
Quality assurance
Project Management
Courses
• Anti-Money Laundering Compliance (Dec 2020)
• Information Security MENA (Dec 2020)
• Reputation Risk by MFTC (Jan 2021)
• Forensic Accounting and fraud control (Oct 2019)
• Managing Risk in digital and fintech ethics (Oct 2019)
• Time Management and priority setting (Mar 2017)
• MSExcel (Feb 2017)
• Emotional Intelligence (Aug 2018)
• Advanced Derivatives and structured notes (Nov 2016)
Timeline
Senior Risk Analyst
SME loan guarantee
12.2021 - Current
Risk Management Analyst
The Bank of Tokyo Mitsubishi UFJ, Ltd
04.2020 - 12.2021
Operational Risk Officer
Risk Management Department
12.2018 - 04.2020
Senior Operations Processor
Treasury Operations Department
06.2016 - 12.2018
Trainee, Trade Associate Program
NCB
01.2016 - 06.2016
NEXUS flight operation services
10.2015 - 01.2016
Bachelor of Science - Business Administration, General Management
Lynn University
04.2011 - 05.2015