Aldanah Aldhuwaihy
Riyadh
Summary
+10 years of experience in banking field between Corporate Risk Management and Wealth Management Private Banking Business Line.
Overview
10
10
years of professional experience
Work History
Senior Manager Investment Propositions
Saudi Awwal Bank (SAB)
09.2023 - Current
- Define guidelines, processes, parameters etc. for Private Banking segment to ensure consistency in the understanding of customer segments across the bank and the specific customer needs served.
- Implemented and developed operational standards, policies and procedures.
- Works closely with key stakeholders to monitor Private Banking customer segment level KPIs and publish in segment scorecards.
- Monitors performance, revenue and profitability of business banking products/services against established plans for propositions and liaises with key stakeholders to take necessary action for improvement.
- Managed large-scale projects and introduce new systems, tools, and processes to achieve challenging objectives.
- Provided strong leadership to enhance team productivity and morale.
Credit Manager in Private Bank
Banque Saudi Fransi (BSF)
09.2019 - 07.2023
- Meet with prospect and existing clients for all credit matters.
- Analyze, summarizes and finalizes all credit proposals related to Private Banking clients.
- Preparing projects cash flow projections, Analyze financial statements & prepare full risk assessment.
- Central point of contact with all bank departments for all business-line issues.
- Corresponding to queries raised by Credit Risk Management for clarifications to proceed with approval.
- Managing 360 report related to expired limits, sensitive client’s, securities discrepancies, shortage in coverage .. etc.
- Managing and following up with operation team regarding maturing facilities and booking for new loans.
- Reviewed and analyzed loan procedures.
Team Leader Bank Relations
National Housing Company (NHC)
04.2018 - 08.2019
- Review all contractors & developers credit files related to off-plan projects of MOH along with projects requirements.
- Continuous coordination and follow-up with project's Relationship Managers and PMO team.
- Handling the whole process of attracting banks and signing the off-plan contracts agreements with developers.
Senior Corporate Credit Analyst
Alawwal Bank (AWB)
10.2015 - 03.2018
- Review client's credit proposals and identify the potential risks.
- Analyze financial statements, projections and projects cash flow.
- Review existing and proposed credit facilities extended to the clients.
- Evaluate the collaterals and sources of repayment.
- Provide recommendations to the committee and board members for final decision.
- Attend weekly meetings to follow-up with defaulted clients & provide recommendations to the committee.
Corporate Credit Analyst
Riyadh Bank (RB)
07.2013 - 08.2015
- Reviewed credit reports to comprehensively view borrowers' credit history and identify potential red flags.
- Analyzed credit scores to determine borrowers' creditworthiness.
- Analyzed customer data such as financial statements, projections, cash flows .. etc to determine level of risk involved for extending credit.
- Attend credit committees to present my recommendations to the committee and board members.
Education
Bachelor Degree Finance- Investment - With Second Honor Degree
King Saud University
Riyadh, Saudi Arabia06.2013
Skills
- Data-Driven Decision-Making
- Analyzing Cash flows
- Risk Analysis & Management
- Cross-Functional Collaboration
Languages
Arabic, English
Native language
Timeline
Senior Manager Investment Propositions
Saudi Awwal Bank (SAB)
09.2023 - Current
Credit Manager in Private Bank
Banque Saudi Fransi (BSF)
09.2019 - 07.2023
Team Leader Bank Relations
National Housing Company (NHC)
04.2018 - 08.2019
Senior Corporate Credit Analyst
Alawwal Bank (AWB)
10.2015 - 03.2018
Corporate Credit Analyst
Riyadh Bank (RB)
07.2013 - 08.2015
Bachelor Degree Finance- Investment - With Second Honor Degree
King Saud University
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