Amal Alharbi
Dammam,Saudi Arabia
Summary
Insurance professional with hands-on experience in underwriting, product development, and insurance operations. Proven track record in supporting product launches, improving internal processes, and collaborating across teams to enhance customer experience and drive business performance. Strong analytical background with accounting knowledge and advanced Excel skills.
Overview
5
5
years of professional experience
1
1
Certification
Work history
General Underwriting Officer
Walaa Cooperative Insurance Co.
Al Khobar, Saudi Arabia
2025.01 - Current
- Led integration of insurance products with aggregator platforms, improving product accessibility and supporting sales growth
- Coordinated with internal teams to streamline underwriting and operational processes, enhancing efficiency and turnaround time
- Prepared regulatory reports and supported submission of new insurance products for approval by the Insurance Authority
- Contributed to improving customer experience by optimizing workflows and resolving process gaps
General Underwriting assistant
Walaa Cooperative Insurance Co.
Al Khobar, Saudi Arabia
2023.07 - 2025.01
- Managed and developed retail insurance products including Home, Travel, Medical Malpractice, and Domestic Labor
- Supported product lifecycle processes from development to implementation
- Collaborated with cross-functional teams to ensure product alignment with business and regulatory requirements
- Assisted in enhancing product offerings to better meet customer needs and market demand
Accountant
Bin Quraya
Dhahran, Saudi Arabia
2022.03 - 2023.07
- Managed accounts payable processes, ensuring accuracy, compliance, and timely processing of vendor invoices
- Reviewed financial transactions and maintained accurate financial records
- Supported month-end closing activities and contributed to financial reporting
- Improved efficiency in invoice processing through organized tracking and follow-ups
T&D Contract Group Intern
Aramco
Dhahran, Saudi Arabia
2021.09 - 2021.11
- Assisted in processing Service Entry Sheets (SES) and invoice documentation
- Supported administrative and financial tasks within the division
Accounting Intern
Abdulla Fouad Group
Dammam, Saudi Arabia
2021.01 - 2021.02
- Gained hands-on experience in accounts payable, accounts receivable, petty cash, and sourcing processes
- Assisted in day-to-day financial operations and documentation
Education
Diploma - Accounting
Technical and Vocational Training Corporation
1 2019 - 9 2021
Bachelor of Business Administration -
Saudi Electronic University
08/2025 -
Skills
- Insurance Underwriting
- Insurance Product Development
- Risk Assessment & Analysis
- Regulatory Compliance
- Financial Reporting
- Accounts Payable & Accounting Operations
- Advanced Excel (Data Analysis, Reporting)
- Process Improvement
- Cross-functional Collaboration
Certification
- CII Level 3 Certificate in Insurance Chartered Insurance Institute Jan 2025
- Insurance Foundation Professional The Financial Academy Dec 2023
- Advanced Excel For Data Analysis xLup Zone Training Center Jun 2025
- Preliminary English Test Cambridge Assessment English Nov 2019 Grade / B2
- Standardized Test for English Proficiency (STEP) Qiyas Grade / 86
Languages
Arabic
English
Timeline
General Underwriting Officer
Walaa Cooperative Insurance Co.
2025.01 - Current
General Underwriting assistant
Walaa Cooperative Insurance Co.
2023.07 - 2025.01
Accountant
Bin Quraya
2022.03 - 2023.07
T&D Contract Group Intern
Aramco
2021.09 - 2021.11
Accounting Intern
Abdulla Fouad Group
2021.01 - 2021.02
Diploma - Accounting
Technical and Vocational Training Corporation
1 2019 - 9 2021
Bachelor of Business Administration -
Saudi Electronic University
08/2025 -