Summary
Overview
Work history
Education
Skills
Certification
RESPONSIBILITIES
Timeline
Generic
Ashwag Al Khoraif

Ashwag Al Khoraif

Riyadh,Saudi Arabia

Summary

Strategic Risk Management Leader with over a decade of experience driving enterprise and operational risk across financial and government sectors. Expert in developing risk frameworks, appetite statements, and governance structures that enable executive decision-making. Experienced in leading GRC functions, ensuring integration of risk management, internal controls, and regulatory compliance across the organization. Recognized for strengthening risk culture and aligning risk strategy with organizational growth

Overview

11
11
years of professional experience
2021
2021
years of post-secondary education
1
1
Certification

Work history

Risk Management Director

Diriyah Company
12.2024 - Current

Risk Management Director

ROSHN
09.2024 - 11.2024

Enterprise Risk Management Director

Saudi Payments
10.2022 - 08.2024

Operational Risk Manager

Saudi Payments
01.2020 - 10.2022

Operational Risk Supervisor

Saudi Customs
08.2019 - 01.2020

Senior Operational Risk Officer

Al Yusr Leasing & Financing Co.
02.2018 - 08.2019

Operational Risk Officer

Al Yusr Leasing & Financing Co.
05.2014 - 01.2018

Education

Executive Master of Business Administration - International Management & Leadership

Al Yamamah University

Master of Business Administration - International Business Management

INSEEC School of Business & Economics

Postgraduate Diploma - Business Analytics & Decision Making

Washington State University

Bachelor of English language and literature - undefined

Al-Imam Muhammad Ibn Saud Islamic University

Skills

Enterprise Risk Management

Change Management & Risk Culture Building

Risk Appetite & KRI Development

Governance, Risk & Compliance (GRC)

Regulatory Compliance & Internal Controls
Business Continuity & Crisis Management
Strategic Decision Support
Stakeholder Engagement & Board Reporting
Problem-Solving & Critical Thinking

Certification

GRC professional

GRC Auditor

Risk Management Auditor ISO31000

Business Continuity Auditor ISO 22301:2019

Information Security Auditor ISO/IEC27001:2013

Project Management Professional -PMI

Cyber Information Security- CISM

Internal Auditor -British Certification INC

RESPONSIBILITIES

  • Develop internal and external risk context that provides 360 degree risk assessment.
  • Set & implement risk management strategy and annual objectives along with manage & report departmental key performance indicators on regular basis.
  • Provide second line monitoring for internal control environment and operational, strategic & enterprise risk levels.
  • Assist in identifying and evaluating both of opportunity & threat risk areas across the organizational activities and provide support to mitigate risks & issues.
  • Conduct risk & control assessment on initiatives & projects and monitor implementing needed requirements.
  • Analysis & Investigate root causes of operational losses and monitor & report potential risks & issues.
  • Review & manage logged risks, controls, mitigation plans and key risk indicators for each portfolio.
  • Report comprehensive risk status to senior management & relevant committees on regular & ad-hoc basis.
  • Run ad hoc requests for analyzing and assessing of emerging or changed risks.
  • Review, update & maintain risk management governance documents.
  • Conduct company-wide risk workshops in line with the plan & when required.
  • Provide awareness sessions to ensure enhancing organizational risk maturity.
  • Serve as an internal risk consultant to business units for their activities, operations and documentation.

Timeline

Risk Management Director

Diriyah Company
12.2024 - Current

Risk Management Director

ROSHN
09.2024 - 11.2024

Enterprise Risk Management Director

Saudi Payments
10.2022 - 08.2024

Operational Risk Manager

Saudi Payments
01.2020 - 10.2022

Operational Risk Supervisor

Saudi Customs
08.2019 - 01.2020

Senior Operational Risk Officer

Al Yusr Leasing & Financing Co.
02.2018 - 08.2019

Operational Risk Officer

Al Yusr Leasing & Financing Co.
05.2014 - 01.2018

Master of Business Administration - International Business Management

INSEEC School of Business & Economics

Postgraduate Diploma - Business Analytics & Decision Making

Washington State University

Bachelor of English language and literature - undefined

Al-Imam Muhammad Ibn Saud Islamic University

Executive Master of Business Administration - International Management & Leadership

Al Yamamah University
Ashwag Al Khoraif