Asma Al Ghamdi
Finance Professional
Dhahran
Summary
Asma is a self-starter with a proven track record of success in financial reporting, corporate finance, capital markets, and taxation. She holds a Bachelor's degree in Accounting and is currently a CFA Level III Candidate, showcasing her commitment to advancing expertise in financial analysis and investment management.
Overview
6
6
years of professional experience
5
5
years of post-secondary education
3
3
Certifications
2
2
Languages
Work History
Analyst, Debt Management Division
Saudi Aramco
01.2024 - Current
- Worked closely with different teams to provide analysis on funding sources, gearing, and debt profile for Board of Audit Committee.
- Engaged actively as proponent to counterparties on managed subsidiaries to review the companies documentations, facilitates service level agreements, provision of audit evidence on going concern, and provision of financial reports and notes to support the financial statements.
- Worked as part of the execution team of a 6 billion dollars global bonds issuance in 2024 that awarded Ground-braking Deal of the year by GB&M KSA.
- Co-led the execution of several intercompany billion dollars loan transactions including term sheet determination and loans execution.
- Worked with different stakeholders to establish group guidelines on intercompany lending, involved streamlining of current practices, and establishing pricing guidelines per OECD Transfer Pricing Protocols.
- Engaged proactively with team members and SME's to craft the division vision, mission, main functions, and update the division job description.
- Worked with stakeholders to initiate budget assumptions, and formulate and report business plan initiatives.
- Facilitated payment processing related to interest payments, commitments fees, agent bank fees, and WHT.
- Reported and reviewed debt related items including company due diligence report, debt group forecast, intercompany accruals, debt maturity profile, and gearing analysis.
Analyst, Fixed Assets Accounting, Saudi Aramco
Saudi Aramco
04.2023 - 12.2023
- Lead Reviewer for project capitalization and asset tag issuance, ensuring compliance with internal policies and accuracy in capital project reporting.
- Documented impairment assessment processes for Aramco's cash-generating units in accordance with IAS 36.
- Reported unplanned depreciation events impacting the company's capital projects.
- Evaluated and processed asset disposal requests, including transfers, sales, reclamation, and abandonment.
- Initiated an automation project to enhance efficiency in capitalization processes and streamline workflows.
Analyst, Advanced Innovation Center (LAB7), Saudi
Saudi Aramco
10.2022 - 03.2023
- Conducted financial valuations for potential investments, leveraging DCF, Relative Valuation, and Money Valuation methods.
- Developed a comprehensive valuation model, including Sensitivity Analysis and Dilution Tables.
- Prepared detailed fund proposals to support strategic investment decisions.
- Established financial valuation and startup establishment guidelines for the center.
- Drafted a preliminary accounting framework proposal for financial reporting.
- Researched market opportunities and participated in business partnership discussions.
Analyst, Investments Modeling & Valuation
Saudi Aramco
08.2021 - 09.2022
- Worked closely with different organizations to achieve transaction objectives.
- Created and reviewed detailed, technical financial models, and challenged model assumptions to value potential Investments opportunities.
- Valued billion dollars projects by different valuation methods including DCF and comparable, and used various economic metrics: NPV, IRR, Payback.
- Conducted credit worthiness assessment, and sensitivity and scenario analysis.
Analyst, Affiliates Structuring Advisory
Saudi Aramco
02.2021 - 07.2021
- Reviewed affiliates board materials of more than 8 affiliates and provided comments and recommendations on key business issues.
- Performed tax efficiency analysis, and developed financial model to value potential lending opportunities.
- Developed complex debt model for four affiliates.
- Conducted financial statements analysis to address liquidity and profitability issues.
Analyst, Projects & Fixed Asset Accounting
Saudi Aramco
01.2020 - 01.2021
- Worked on cost and variance analysis for projects capital items.
- Collected and reconciled lists of equipment.
- Worked closely with project management team to activate funds of 72 projects.
- Capitalized 1.73 billion of fixed assets, and financially closed 79 projects.
- Documented procedures and business processes and shared information with appropriate stakeholders.
Assurance Associate
Pricewaterhousecoopers (PwC)
06.2019 - 01.2020
- Conducted substantive testing of revenue, cost of sales and operating expenses.
- Verified FS compliance with IFRS presentation and disclosure.
- Reconciled and tied out Financial Statements.
- Assisted Audit procedures through Aura planning, execution and completion.
Co-op Trainee, Finance Department
Rashed Abdulrahman Al Rashed & Sons
01.2019 - 04.2019
- Recorded general entries in Oracle.
- Prepared FS using Excel.
- Performed data cleaning for large customers lists.
- Coded & Mapped trail balances and posted them in Oracle (OFC&CC).
Education
Bachelor of Science - Accounting
Imam Abdulrahman Bin Fisal University
Khobar 08.2014 - 05.2019
Accomplishments
Passed Level 2 of the CFA Program, May, 2024
Passed Level I of the CFA Program, Aug, 2021
Certification
Goldman Sachs Investment University Program, Tokyo
Extracurricular
- Employee Experience Champion, August 2024-Current.
- Organizer and MC in Treasury Townhall and Spacial Gatherings, 2024-Current.
- Mentor in Aramco-IAU Mentorship Program, 2025.
- Organizer and speaker, College Fairs & Entrepreneurship Exhibition, 2019.
Affiliations
- CFA Society Saudi Arabia
- Project 1932
Timeline
Goldman Sachs Investment University Program, Tokyo
10-2024
Analyst, Debt Management Division
Saudi Aramco
01.2024 - Current
Analyst, Fixed Assets Accounting, Saudi Aramco
Saudi Aramco
04.2023 - 12.2023
Analyst, Advanced Innovation Center (LAB7), Saudi
Saudi Aramco
10.2022 - 03.2023
Analyst, Investments Modeling & Valuation
Saudi Aramco
08.2021 - 09.2022
Analyst, Affiliates Structuring Advisory
Saudi Aramco
02.2021 - 07.2021
Certification in International Financial Reporting (CerIFR) by Association of Chartered Certified Accountants (ACCA)
07-2020
Analyst, Projects & Fixed Asset Accounting
Saudi Aramco
01.2020 - 01.2021
Assurance Associate
Pricewaterhousecoopers (PwC)
06.2019 - 01.2020
Co-op Trainee, Finance Department
Rashed Abdulrahman Al Rashed & Sons
01.2019 - 04.2019
MGF Future Fit Program by Misk Foundation
01-2019
Bachelor of Science - Accounting
Imam Abdulrahman Bin Fisal University
08.2014 - 05.2019
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