Bushra Alrsheed

• Fostered culture of continuous improvement, encouraging innovation and efficiency in credit analysis techniques.
• Identified potential problem loans early on through ongoing monitoring activities, enabling prompt remedial actions when needed.

• Prepare of the reports below:

- SAMA reports (Quarterly & Annually).

- Company incomes weekly report (CEO Report).

- MOJ reports to validate execution based on BI (Oracle).

- Data quality report .

• Conduct Risk and controls self assessment (RCSA) with internal business units to identify operational, reputational, non- compliance risks and key risk indicators (KRIs).
• Prepare periodic reports on risk assessments and key risk indicators and the results of control procedures.
• Trained employees in risk awareness and preparedness.

• Successfully manage evaluation requests for companies.
• Skillfully receive and evaluate real estate price reports, utilizing a strong understanding of market trends and analysis to make informed decisions and provide accurate assessments of property values.

• Reduced delinquency rates by implementing effective portfolio management strategies.
• The Finance section work closely with Saudi Social Development Bank (SDB) - small businesses loans.
• Managed a 4 Million budget from SDB for small businesses loans.
• Conduct interviews with applications for fund and loan approvals.
• Follow up on defaulters in payment and prepare a plan to facilitate payment.
• Preparation periodic reports that include details of all the operations included in the account.