Effat A. Al Khayyat
Jeddah,Jeddah
Summary
Aspiring professional seeking challenging role within competitive organization to effectively leverage skills, knowledge, and capabilities.
Overview
24
24
years of professional experience
Work History
Co Founder -CEO
Areem Architecture Real-estate Co
Jeddah
01.2022 - Current
- Established a private real estate fund targeting residential sector investments.
- Managed assets to achieve cost efficiency and profitability.
- Monitored liquidity of funds, mitigating risks associated with cash flow opportunities.
Senior Treasury Advisor
Saudi British Bank (HSBC)
Jeddah
09.2012 - Current
- Enable treasury to achieve new goals by providing enhance investment opportunities and up- to date hedging solutions for customer.
- Managing risk by proactively supervising financial and non financial risk and maintain high internal control standards.
- Ensure compliance with the highest global standards through the implementation of a governance structure that will facilitate and guide business.
- Closely collaborating with other business units and HSBC, actively promote priority segments, products and services that ensure cross selling/buying and implementing treasury strategies.
Treasury Advisor
Saudi Hollandi Bank
Jeddah
04.2009 - Current
- Structure and present various derivatives and hedging solutions to corporate clients.
- Conclude Foreign exchange transaction for corporate and retail clients.
- Advising on various investments (Bonds, structure notes etc).
- Assess in Risk Management and monitoring clients' exposure.
- Keep track of the treasuries budget strategy and business plan.
- Initiating investment research efforts and generating the new business model for varying product across various strategies.
- Cultivate and manage new and existing client relationships with high net-worth individuals and their related businesses.
- Monitoring launch of new products via media planning, mass-retail presentations, etc.
- Maintaining liaison with clients and customers to meet their needs and requirements in the best possible manner.
Placement and Investment Director
Neocapital
Dubai
03.2020 - 06.2021
- Guided clients in achieving investment objectives through global real estate opportunities.
- Developed tailored investment strategies based on clients' goals and risk tolerance.
- Managed client portfolios to align with evolving economic conditions and market trends.
- Maintained compliance with established global standards in investment practices.
- Fostered strong relationships through effective placement strategies in Dubai's investment landscape.
- Provided clients with timely updates on global economic developments and local market insights.
Relationship Manager- Corporate and Investment Banking
Saudi National Bank (Previously known as Samba Financial Group)
07.2002 - 03.2009
- Analyzing the company's financial structure through Audited Financial statements.
- Preparing Market Studies for the different industries.
- Plan complete credit facilities for clients relying on the financial status and position within the market.
- Identify business potential.
- Managing Security/Legal documents.
- Handling investment advisory services, financial planning, portfolio management, market analysis, etc.
- Achieving volume and revenue goals via the combination of customer acquisition.
- Develop sales plan for each relationship to provide an array of services: Investment management, Portfolio management, Financial Analyzing.
- Customer Service. A relevant part of the above job profile. Follow up and serving existing customer issues was a regular feature of the job on a daily basis.
Customer Service Representative-Retail
Sab alAwal (previously known as Saudi British Bank (HSBC))
11.2001 - 06.2002
- Provide fast and efficient service to customers by attending to their requests on all type of banking products.
- Process application for Cheque books, ATM Cards, Visa/Master Card and keeping a stock track on them.
- Custody of the Safe Deposit Lockers and processing the application through the forms and system.
- Process Foreign Exchange /Money Market Deals, Investment Products.
- Share broker; Process all transactions related to payment of dividends of shares. Verifying the genuineness of Share Certificates and related documents and establish the Traders right of ownership and identity.
- Explore possibilities of cross -selling the existing Bank products and make efforts to attract new business.
- Perform unit Teller duties and process all types of customer transactions on bank's products, effectively and efficiently with accuracy while following laid down cash procedures.
- Responsible to check, verify and acknowledge cash in cashbox.
- Process Time Deposits' transactions.
Education
ACI Certificate - Forex
01.2009
Bachelor of Arts - English Literature
King AbdulAziz University
Jeddah, Saudi Arabia01.1998
Skills
- Windows-MS Office
- Excel
- Power Point
- Word
- Internet Applications
Languages
Arabic
English
Professional Enhancements
Credit Analysis I, Credit II; Financial statements, Credit II Development Workshop, Credit II Credit Fundamentals, Credit III: Presentation, Intermediate Credit, Corporate Finance, Core Accounting, Cash flow -Corporate Credit (Moody's Inv.), Project and Credit Analysis (Moody's Inv), Basic Management on Cash Management, Core Credit Workshop (DNA training Ins), International Trade Products, Strategic Marketing, Corporate Law, Foreign Exchange Workshop-Bourse Game, Fraud Training, Compliance Course, Project Finance, Treasury Products Workshop, Option Training and Sales Techniques, International Capital Markets and Derivatives, Real estate economics and Finance-London School of Economics, Presentation Skills, Communicating with Confidence, Developing Leadership Skills, Business Products (Business letters writing skills), Customer Service, Computer-Microsoft
Custom Section
- Around 20 years' cross-cultural experience in Financial Analyzing and Treasury Products.
- Experience of managing operations and implementing strategies towards enhancing market penetration, business volumes and growth.
- Adept in successful process operations & experience of developing procedures, service standards for business excellence.
- Excellent analytical, negotiation & inter-personal skills with demonstrated communication and relationship management abilities.
Timeline
Co Founder -CEO
Areem Architecture Real-estate Co
01.2022 - Current
Placement and Investment Director
Neocapital
03.2020 - 06.2021
Senior Treasury Advisor
Saudi British Bank (HSBC)
09.2012 - Current
Treasury Advisor
Saudi Hollandi Bank
04.2009 - Current
Relationship Manager- Corporate and Investment Banking
Saudi National Bank (Previously known as Samba Financial Group)
07.2002 - 03.2009
Customer Service Representative-Retail
Sab alAwal (previously known as Saudi British Bank (HSBC))
11.2001 - 06.2002
ACI Certificate - Forex
Bachelor of Arts - English Literature
King AbdulAziz University