Highly skilled professional with expertise in Credit Risk & Debt Management, SIMAH PRO & INFOR Proficiency, and Financial Compliance & Documentation. Demonstrates advanced MS Office skills and a strong understanding of operational risk, product knowledge, and financial statement analysis. Proven ability in account opening & KYC processes, HR process support, and data analysis & reporting. Known for exceptional problem-solving and decision-making abilities, effective time management & discipline, and strong communication proficiency. Career goals include leveraging negotiation expertise and operational risk understanding to drive organisational success and employee engagement.