Fareed Iqbal
Riyadh
Summary
Organized and dependable candidate successful at managing multiple priorities with a positive attitude. Willingness to take on added responsibilities to meet team goals.
Over 21 years of diversified banking experience; out of which 14 years have been in the Saudi banking sector.
Presently seeking a position in credit risk division of a large financial institution. Well equipped to contribute towards achieving organization’s strategic goals and objectives given diversified experience in Credit Risk, Business Development, Islamic Finance, Trade Finance and Remedial Account Management functions.
Overview
21
21
years of professional experience
Work History
Senior Risk Manager
BANK AL JAZIRA
03.2019 - Current
- Enhanced risk management framework by collaborating with cross-functional teams, ensuring alignment with business objectives.
- Currently managing an asset portfolio of over SAR 20Bn, spread across Corporate and Private Banking portfolios of the bank
- In addition to providing risk assessment on conventional credit, I am also involved with reviewing proposals for FI (Financial Institutions) and overseeing EWS (Early Warning Signals) for bank’s central region
- Main responsibilities include minimizing credit risk to the bank by performing analysis and review of credit application for banks diversified portfolio of Corporate/Financial & Nonbanking Institutions customers and make appropriate recommendations to the Management Credit Committee.
Senior Relationship Manager – Corporate Banking Group
BANK MUSCAT
03.2010 - 03.2019
- Key responsibility was soliciting new business for the bank; while ensuring minimized level of credit risk
- Scope of work involved; soliciting new corporate clients, structuring credit facilities for corporate customers, participating in syndicated transactions, and managing a portfolio of existing corporate customers
- Key Achievements: Managed a corporate loan portfolio belonging to some of the leading corporates in the Kingdom
- Successfully represented Bank Muscat in several syndicated transactions favouring local as well as multinational companies
- Led, negotiated, structured and successfully implemented Bank Muscat-Riyadh’s first syndicated/club transaction for a leading multinational company in 2014.
Sr. Relationship Manager / Assistant Vice President
UNITED BANK LIMITED
11.2007 - 03.2010
- UBL is the 5th largest bank in Pakistan, having global presence.
- Worked in the capacity of a senior relationship manager corporate banking group.
- Managed a diversified portfolio of well over USD 80.00 Million, spanning over 6 different industries.
- Developed strong client relationships by effectively managing expectations and providing tailored financial solutions.
Manager – Corporate Credit
ASKARI BANK LIMITED
10.2005 - 11.2007
Assistant Manager – Corporate Credit
ASKARI BANK LIMITED
10.2003 - 10.2005
Management Trainee
ASKARI BANK LIMITED
09.2002 - 10.2003
Skills
- Problem Solving
- Analytical Thinking
- Risk assessment
- Financial analysis
- Credit risk management
- Regulatory compliance
- Skilled in using spread sheet software & financial spread modelling
- Skilled in using MS Office
- Basic understanding of the Arabic language
Education And Qualification
- MBA, 02/99, International Islamic University Islamabad, Islamabad, Pakistan
- B.Sc., 12/96, Punjab University, Rawalpindi, Pakistan
Interests
Adventure motorcycling, Learning, Travelling and Music.
Personal Information
- Date of Birth: 10/04/76
- Marital Status: Married
Timeline
Senior Risk Manager
BANK AL JAZIRA
03.2019 - Current
Senior Relationship Manager – Corporate Banking Group
BANK MUSCAT
03.2010 - 03.2019
Sr. Relationship Manager / Assistant Vice President
UNITED BANK LIMITED
11.2007 - 03.2010
Manager – Corporate Credit
ASKARI BANK LIMITED
10.2005 - 11.2007
Assistant Manager – Corporate Credit
ASKARI BANK LIMITED
10.2003 - 10.2005
Management Trainee
ASKARI BANK LIMITED
09.2002 - 10.2003
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