Summary
Overview
Work History
Education
Skills
Languages
Certifications and Training
core cometencies
Timeline
Generic

Fawziah Almalki

Jeddah

Summary

Real Estate Finance and Client Relationship Management Expert with a proven track record of achieving sales targets and enhancing customer experience. Extensive experience in financial analysis and risk assessment, seeking to apply my skills in a sustainable real estate development environment aligned with Saudi Vision 2030.

Overview

10
10
years of professional experience

Work History

senior branch banker- Real estate Financing

Saudi National Bank
01.2020 - Current

• Led real estate financing operations by conducting creditworthiness assessments and offering tailored financing solutions aligned with client needs.

• Achieved portfolio growth in real estate financing through strong client relationships and innovative financing strategies.

• Collaborated with real estate developers to provide competitive financing options that support residential and commercial development projects.

• Ensured compliance with financial and banking regulations, mitigating credit risks in real estate transactions.
• Enhanced customer experience in mortgage financing by providing high-quality financial consultations that empower clients to make informed investment decisions.

Customer Service Officer

Saudi National Bank
12.2014 - 12.2019
  • Delivered proactive customer service by fulfilling banking needs per quality standards to enhance the bank’s image.
  • Served as the first point of contact for new customers, providing comprehensive information about banking products and services.
  • Ensured the accuracy of financial transactions, contributing to a seamless customer experience by minimizing errors and improving operational efficiency.

Education

Bachelor of Business Administration - Human resources management

King Abdulaziz University
Jeddah, Saudi Arabia

Skills

    Real Estate & Financial Analysis – Strong expertise in evaluating real estate investments, market trends, and financial feasibility studies

    Sustainable Real Estate Development – Knowledge of smart city initiatives and eco-friendly real estate projects aligned with Vision 2030

    Urban Development & Master Planning – Comprehensive understanding of large-scale urban projects, infrastructure planning, and sustainable development

    Investor Relations & Public-Private Partnerships (PPP) – Proven ability to manage stakeholder engagement and foster collaboration between the public and private sectors

    Negotiation & Strategic Planning – Expertise in structuring real estate deals, financial modeling, and developing strategic growth plans

    Stakeholder Engagement & Relationship Management – Strong ability to build and maintain relationships with government entities, investors

    Real Estate Branding & Marketing Communication – Utilizing PR strategies to position real estate projects effectively in the market

Languages

English
Intermediate
B1

Certifications and Training

• Enhancing Customer Experience Development Program

• Sales & Services Excellence

• Handling Customer Complaints

• customer experience & CRM in Real Estate.

• Project Management Professional - PMI ( ongoing)

core cometencies

  • Real Estate & Financial Analysis
  • Investor Relations Management
  • Negotiation & Strategic Planning
  • Financial Risk Management in Real Estate
  • Real Estate Marketing & Sustainable Urban Development.

Timeline

senior branch banker- Real estate Financing

Saudi National Bank
01.2020 - Current

Customer Service Officer

Saudi National Bank
12.2014 - 12.2019

Bachelor of Business Administration - Human resources management

King Abdulaziz University

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Fawziah Almalki