FERAS REFAE

Accomplished treasury professional with extensive expertise in SAP TRM, Bloomberg, and trade portals. Demonstrates proficiency in cash flow and liquidity management, FX and interest-rate hedging, and working capital optimisation. Skilled in bank relationship management, treasury systems implementation, and B2B bank integration. Adept at leading cross-functional collaboration and implementing treasury strategy and governance. Notable achievements include successful crisis management and risk management proficiency. Career goals include advancing strategic leadership roles within the financial sector to drive innovative solutions in treasury operations.

• SOCPA (Saudi Organization for Certified Public Accountants)
• Advanced SAP S/4 HANA & TRM
• Leading People Through Change

• SAR 16 Billion in-group banking facilities directed across automotive, heavy equipment and real estate — optimized for utilization and covenant compliance.
• SAR 650 Million in project financing secured for a new Riyadh facility through direct negotiation with lending banks.
• SAR 3.5 Billion syndicated loan supported to construct a new Jeddah Airport MRO facility, expanding national aerospace capacity.
• Co-built the finance foundation of a Saudi aerospace joint venture (SRCS) alongside Boeing, Lockheed Martin, and Sikorsky — establishing local capability in a strategic industry.
• Digital transformation of treasury operations: led SWIFT network integration and end-to-end automation, giving the group live cash and trade visibility and reducing manual intervention.

Developing junior finance professionals; knowledge-sharing, talks, and professional community involvement. Volunteering and charitable initiatives; contribution to Saudization / national talent development; participation in industry panels and committees.