Hasnain Amar
Riyadh
Summary
Seasoned Professional with over 10 years of experience encompassing Risk Assessment, Financial Planning and Analysis, Investment appraisal, Audit, Internal Controls, & Taxation
Energetic employee well-versed in strong communication and organisation skills. Seeks solutions to problems and applies extensive analytical knowledge to findings. Adept at multi-tasking, leading teams and managing projects.
Overview
10
10
years of professional experience
Work history
Senior Credit Risk Analyst
Allianz Trade
Riyadh
2024.02 - 2026.05
- Conducting Risk assessment and assigning credit ratings to Companies based on financial and operational insights to determine credit worthiness.
- Preparing quarterly country and sector matrix reviews and presenting outcomes to stakeholders. Carrying out in depth country Risk analysis and preparing reports for KSA market covering all sectors, Oil and gas, F&B, Mining, Construction, Retail, Transport, Tourism etc.
- Detailed assessment using Financials statements. Focusing on assessing Profitability, liquidity, leverage and Cash flow of the company using ratio and variance analysis. Also incorporating qualitative insights in assessments, gained from buyer visits, calls or public info.
- Conducting buyer visits to strengthen risk visibility, relationship management and network in the market.
- Monitoring assigned portfolio of buyers (mainly sensitive entities with high insurance coverage/Exposure and Large Organizations like Aramco , PIF , MAADEN , STC , Al Marai, Danube , SEERA, Petromin and many more)
- Ensuring sanctions and compliance checks are fully embedded in assessments.
- Supporting commercial team with new business development by providing fast, reliable analytical input and sourcing data.
- Monitoring and Responding promptly to payment incidents and detecting warnings signs to prevent portfolio losses.
- Portfolio reviews with underwriters to support policyholder retention and new business opportunities
- Representing Allianz at events, conferences and client presentations alongside commercial teams.
- Participating in department technical and efficiency initiatives (Data hunting, Automations, etc.)
- Reviewing and validating work of analysts and training them in Allianz assessment and grading methodologies.
Internal Audit Manager
Al Rabie Saudi Foods Company limited
Riyadh
2021.08 - 2024.02
- Successfully led Internal Audits and Internal controls implementation across multiple processes.
- Led the initiation and development of internal audit function.
- Developed Internal audit charter, policies and procedures together with the Chief Internal Audit Officer
- Proactively conducted risk assessment and established the risk universe.
- Successfully developed and maintained control Matrix, Accountability Matrix, control design documents, Process mapping while actively Reviewing policies and procedures.
- Led audits across multiple processes including Purchase to pay, Demand & material management, Order to cash, ITGC, HR & payroll and financial statement closing process.
- Assessed current controls for design and effectiveness and recommended corrective actions.
- Developed and implemented internal control framework highlighting the importance of segregation of duties, proper review, authorization and strong preventative & detective controls.
- Actively monitored Implemented policies, procedures & controls.
- Responsible for Preparing and submitting Tax returns including VAT , Excise and WHT.
Financial planning & control specialist
Saudi GelCap Company limited
Makkah
2021.01 - 2021.08
- Streamlined and documented processes, policies, and procedures across various functions.
- Led financial modeling tasks, including feasibility studies, investment appraisals, and breakeven analysis.
- Prepared projected financial statements: profit and loss accounts, balance sheets and Cashflow statements
- Executed budget creation and variance analysis to identify discrepancies between projected and actual results and recommended corrective actions.
- Generated monthly profitability statements and monitored actual performance against budget expectations.
- Aided in developing internal control procedures across different processes.
Senior Auditor
Ernst & Young
Jeddah
2016.05 - 2020.12
- Led teams in conducting external audits.
- Managed the planning and execution of audit engagements.
- Prepared financial statements compliant with IFRS and SOCPA.
- Evaluated system processes and documents for special assignments.
- Presented financial reports to ensure accuracy and conformance.
- Reviewed the financial statement closing process.
- Supported external audit projects for IFRS implementation.
- Proficiently conducted various external audits, including Red Sea Markets, Aseer Group, Reza group, Juffali Group
- Participated in internal training seminars at Ernst & Young.
- Managed multiple client portfolios, maintaining high levels of service throughout each audit cycle.
Education
Cambridge International A Levels - Accounting, Mathematics, Economics, Business Studies
BSc (Hons) Accounting and Finance -
University of Warwick
Coventry, United KingdomCertified Internal Auditor - undefined
Currently Pursuing ACA -
ICAEW
Skills
- MS Office (Word, Excel, Visio & PowerPoint)
- Audit Software Tools: Canvas and Case-ware
- Data Analytics Software: EY Eagle and EY AAM
- ERP Systems : IFS and IRP
Languages
English
Fluent
Urdu
Native
Timeline
Senior Credit Risk Analyst
Allianz Trade
2024.02 - 2026.05
Internal Audit Manager
Al Rabie Saudi Foods Company limited
2021.08 - 2024.02
Financial planning & control specialist
Saudi GelCap Company limited
2021.01 - 2021.08
Senior Auditor
Ernst & Young
2016.05 - 2020.12
Certified Internal Auditor - undefined
Cambridge International A Levels - Accounting, Mathematics, Economics, Business Studies
BSc (Hons) Accounting and Finance -
University of Warwick
Currently Pursuing ACA -
ICAEW