Ibtisam Al-Dahmshi
Riyadh,KSA
Summary
Results-driven risk management professional with 11+ years of progressive experience in banking operations, credit risk, and real estate financing. Currently Risk Management Manager at Al-Rousan Company, leading enterprise risk frameworks, credit risk assessment, and portfolio monitoring for real estate financing operations in line with SAMA regulatory standards and corporate governance best practices.
Prior tenure at Arab National Bank encompassed credit and guarantee operations, corporate relationship management, KYC/AML compliance, and strategic transformation initiatives aligned with Saudi Vision 2030. MBA holder with proven expertise in risk assessment, due diligence, regulatory compliance, KPI monitoring, and stakeholder management, combining strategic insight with operational execution to support sound, compliant financing decisions.
Overview
2
2
Languages
1
1
Certification
14
14
years of professional experience
Work History
Risk Management Manager
Al-Rousan Company
Riyadh
01.2026 - Current
- Direct the organization's risk management function, with primary focus on real estate financing operations and related matters.
- Develop and monitor risk frameworks, controls, and reporting to support sound financing decisions.
- Coordinate with internal stakeholders to ensure regulatory compliance and alignment with governance standards.
Administrative Support – Vision Realization & Assistant Relationship Manager
Arab National Bank
Riyadh
01.2024 - 01.2026
- Contributed to Saudi Vision 2030-aligned initiatives, KPI tracking, and reporting dashboards, coordinating between corporate and strategy teams.
- Completed a job rotation with the Procurement Department, supporting purchasing and supply operations and strengthening cross-departmental coordination.
Arab National Bank
Riyadh
01.2017 - 01.2026
- Progressed through a series of strategic and client-facing roles spanning corporate banking, credit administration, and internal transformation support.
Assistant Relationship Manager – Corporate Banking
Arab National Bank
Riyadh
01.2022 - 01.2023
- Managed client onboarding, loan coordination, and service delivery for key corporate accounts, serving as liaison with credit, risk, and operations teams.
Administrative Officer – Guarantees & Credits
Arab National Bank
Riyadh
01.2019 - 01.2022
- Oversaw documentation and internal workflows for letters of guarantee and credit files, ensuring audit compliance and system accuracy.
Customer Service Officer – Branch Banking
Arab National Bank
Riyadh
01.2017 - 01.2019
- Delivered frontline banking services and promoted digital banking adoption while efficiently resolving client issues.
Sales Specialist (Contract)
Arab National Bank
Riyadh
01.2014 - 01.2015
- Promoted financial products, including loans and credit cards, consistently meeting sales targets and maintaining strong customer engagement.
Assistant Manager – Administration
Dr. Sulaiman Al-Habib Hospital
Riyadh
01.2013 - 01.2014
- Supported day-to-day hospital operations, reporting, correspondence, and coordination across administrative departments.
Education
Certified Risk and Crisis Manager (CRCM) -
Global Association for Quality Management
United Kingdom10-2026
Master of Business Administration (MBA) -
Al-Jouf University
01-2026
Bachelor's Degree - Sociology and Social Service
King Faisal University
01-2017
Diploma - Editing and Secretarial Work
Prince Nora University
Diploma - Computer Applications
Imam Mohammad Bin Saud Islamic University
Skills
- Credit analysis and due diligence
- Financial structuring
- Loan portfolio management
- Regulatory compliance (SAMA Basel III)
- KYC and AML standards
- Vision realization support
- Strategic project documentation
- KPI monitoring and reporting
- Transformation alignment
- Credit and guarantee operations
- Corporate relationship management
- Team leadership and collaboration
- Stakeholder communication coordination
- Internal controls audits
- Microsoft ERP systems
- Risk reporting and assessments
- Corporate banking operations
- Loan coordination and client onboarding
- Audit compliance strategies
- Governance alignment
- Critical thinking skills
- Financial statement analysis
- Risk evaluations and assessments
- Compliance strategy
- Project financing
- Risk Assessments
- Risk analysis
- Financial statement analysis
Certification
- Financial Institute License – Professional Certificate
- Fraud and Money Laundering Prevention
- Compliance Concepts
- Communication & Workplace Ethics
- Business Continuity & Crisis Response
- Enterprise Risk Management (ERM) & Governance
- Real Estate Finance & Portfolio Management
- Tax Compliance Law – Principles of Operational Risk
- Certified Risk and Crisis Manager (CRCM), Current
Languages
Arabic
First Language
English
Proficient
C2
Timeline
Risk Management Manager
Al-Rousan Company
01.2026 - Current
Administrative Support – Vision Realization & Assistant Relationship Manager
Arab National Bank
01.2024 - 01.2026
Assistant Relationship Manager – Corporate Banking
Arab National Bank
01.2022 - 01.2023
Administrative Officer – Guarantees & Credits
Arab National Bank
01.2019 - 01.2022
Arab National Bank
01.2017 - 01.2026
Customer Service Officer – Branch Banking
Arab National Bank
01.2017 - 01.2019
Sales Specialist (Contract)
Arab National Bank
01.2014 - 01.2015
Assistant Manager – Administration
Dr. Sulaiman Al-Habib Hospital
01.2013 - 01.2014
Certified Risk and Crisis Manager (CRCM) -
Global Association for Quality Management
Master of Business Administration (MBA) -
Al-Jouf University
Bachelor's Degree - Sociology and Social Service
King Faisal University
Diploma - Editing and Secretarial Work
Prince Nora University
Diploma - Computer Applications
Imam Mohammad Bin Saud Islamic University