Karim Ahmed
Jeddah,Saudi Arabia
Summary
Accomplished professional specializing in mortgage lending and real estate finance with a strong background in banking sales and B2B sales. Expertise in financial analysis and debt-to-income evaluation, combined with a strategic sales approach and effective customer relationship management. Proven leadership skills with a focus on team development, problem-solving, and time management. Knowledgeable in digital marketing and proficient in Microsoft Office applications, dedicated to driving business growth through innovative strategies and strong client relationships.
Overview
16
16
years of professional experience
4
4
years of post-secondary education
1
1
Certification
Work history
Sales Consultant – Real Estate Finance
Bank Aljazira
Jeddah
01.2019 - Current
- Analyse customer financial capability (salary, obligations, credit history).
- Provide mortgage financing solutions aligned with SAMA regulations.
- Complete customer files from application to funding approval.
- Achieve monthly mortgage sales targets.
- Handled after-sales services proficiently, ensuring client retention.
Sales Team Leader
Masaken Al Waha Real Estate
Riyadh
07.2018 - 12.2018
- Lead sales team and manage performance KPIs.
- Increase conversion and improve customer follow-up process.
- Analysed market trends to adjust our sales approach accordingly.
- Boosted company reputation with excellent customer service skills.
Sales Consultant – Real Estate Finance
Arab Bank
Jeddah
02.2018 - 07.2018
- Analyse customer financial capability (salary, obligations, credit history).
- Provide mortgage financing solutions aligned with SAMA regulations.
- Complete customer files from application to funding approval.
- Achieve monthly mortgage sales targets.
Sales Team Leader – Construction
Alazzam for Construction
09.2017 - 02.2018
- Coordinated sales strategies with marketing department for cohesive brand message.
- Boosted company reputation with excellent customer service skills.
Senior Sales Executive / Team Leader
Meamar El Morshedy Group
Cairo, Egypt
02.2014 - 07.2017
- Conducted comprehensive market research for informed decision-making.
- Monitored competitive activities, staying ahead in the market competition.
- Attended industry networking events to expand professional contacts.
- Coordinated sales meetings, fostering a collaborative work environment.
- Managed client accounts to ensure customer satisfaction.
- Negotiated contracts with potential partners for profitable agreements.
Sales Supervisor
Elmohanad Real Estate
Cairo, Egypt
01.2013 - 02.2014
- Coordinated with other departments to ensure smooth operations.
- Ensured adherence to company standards by conducting routine checks and balances.
- Upheld high-quality standards in all sales activities, reflecting positively on brand image.
- Conducted regular staff training to increase product knowledge and sales skills.
Sales Advisor
Amer Group
Cairo
09.2012 - 02.2013
- Fostered positive relationships with suppliers ensuring timely delivery of stocks.
- Resolved customer complaints swiftly, maintaining company reputation.
Accountant
JW Marriott Hotel
Cairo
09.2010 - 12.2010
- Improved cash flow through meticulous accounts receivable management.
- Enhanced profitability by managing cost control measures.
- Generated accurate financial reports using advanced software tools.
Education
Bachelor of Commerce - Accounting
Ain Shams University
Cairo, Egypt 01.2006 - 01.2010
Skills
- Mortgage lending and real estate finance
- Banking sales and B2B sales
- Financial analysis and debt-to-income evaluation
- Sales strategy and customer relationship management
- Team leadership and communication skills
- Problem solving and time management
- Digital marketing understanding
- Microsoft Office proficiency
Certification
- Retail Banking Foundation – Saudi Central Bank (2021)
- Credit Advisor Professional Exam (2nd Edition) – SAMA (2022)
- ICDL – Information Systems Institute (2008)
Languages
English
Advanced
Timeline
Sales Consultant – Real Estate Finance
Bank Aljazira
01.2019 - Current
Sales Team Leader
Masaken Al Waha Real Estate
07.2018 - 12.2018
Sales Consultant – Real Estate Finance
Arab Bank
02.2018 - 07.2018
Sales Team Leader – Construction
Alazzam for Construction
09.2017 - 02.2018
Senior Sales Executive / Team Leader
Meamar El Morshedy Group
02.2014 - 07.2017
Sales Supervisor
Elmohanad Real Estate
01.2013 - 02.2014
Sales Advisor
Amer Group
09.2012 - 02.2013
Accountant
JW Marriott Hotel
09.2010 - 12.2010
Bachelor of Commerce - Accounting
Ain Shams University
01.2006 - 01.2010