Summary
Overview
Work History
Education
Skills
Websites
Certification
Iqama
Children
Personal Information
Timeline
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Mohamed Ahmed Zaki

Senior AR & Credit Manager
Jeddah,Maskkah

Summary

Detail-oriented team player with strong organizational skills. Ability to handle multiple projects simultaneously with a high degree of accuracy.

Highly-qualified Credit Manager driven to minimize risk while capitalizing on opportunities to accomplish bank objectives in sales, customer growth and bottom line profitability.

Overview

17
17
years of professional experience
4
4
years of post-secondary education
6
6
Certifications

Work History

Senior AR & Credit Control Manager

Basamh Trading Company
Jeddah, Makkah
02.2021 - Current
  • Enhanced cash flow through timely collection of accounts receivable and diligent tracking of delinquent accounts
  • Conducted periodic reviews of existing customers'' credit limits, adjusting as needed based on updated information or risk factors
  • Reduced bad debt write-offs through proactively identifying high-risk accounts and implementing preventive measures
  • Reduced outstanding debts with consistent follow-ups and negotiation skills, fostering strong client relationships
  • Led initiatives focused on continuous process improvement within department which ultimately led to cost savings for organization
  • Implemented customized credit terms tailored to unique client situations, balancing business needs with risk mitigation efforts
  • Improved credit control processes by implementing effective risk assessment strategies and monitoring procedures
  • Collaborated with sales teams to assess potential clients'' creditworthiness, promoting responsible lending practices
  • Maintained accurate financial records, ensuring compliance with internal policies and external regulations
  • Established clear performance metrics for team that drove accountability, resulting in increased team productivity
  • Provided exceptional customer service while enforcing company's credit policies tactfully handling sensitive issues as arose
  • Coordinated cross-departmental communication regarding account status updates, ensuring prompt resolution of discrepancies or disputes
  • Managed team of credit controllers to maximize productivity and achieve departmental goals
  • Enhanced cash flow through timely collection of accounts receivable and diligent tracking of delinquent accounts.
  • Reduced bad debt write-offs through proactively identifying high-risk accounts and implementing preventive measures.
  • Reduced outstanding debts with consistent follow-ups and negotiation skills, fostering strong client relationships.
  • Collaborated with sales teams to assess potential clients'' creditworthiness, promoting responsible lending practices.
  • Proactively identified and addressed potential credit risks, mitigating financial losses while ensuring business growth.

Credit Control Assistant Manager

Sunbulah Group
Jeddah
11.2016 - 01.2021
  • Streamlined credit approval process through effective communication with sales team and management
  • Managed portfolio of high-risk accounts, implementing proactive measures to minimize losses from delinquent payments
  • Utilized advanced software tools for tracking and reporting account receivables data, increasing work efficiency
  • Provided training and guidance to junior team members, fostering collaborative and supportive work environment
  • Conducted regular account reconciliations to identify potential issues early, minimizing need for escalated collections actions
  • Worked closely with internal legal counsel during litigation proceedings involving defaulted accounts
  • Supported month-end closing activities, ensuring all accounting entries were accurately recorded within deadlines
  • Facilitated smooth handover of delinquent accounts to external collection agencies when necessary
  • Maintained up-to-date knowledge of industry best practices and regulatory changes related to credit control
  • Enhanced cash flow by managing overdue accounts and implementing effective credit control strategies

Credit Controller

Wared Logistics Company
Jeddah, Makkah
02.2010 - 10.2016
  • • customer's credit ratings with banks before approving loan.
  • • Generating ageing analysis, review AR aging to ensure compliance.
  • • Statements of account to be forwarded to clients each month, updating records when necessary.
  • • Established and maintained regular communications with clients to facilitate periodic payments.
  • • Resolved all issues raised internally and externally around outstanding invoices.
  • • Initiated legal action against debtors who evade or refuse repayment according to terms and conditions.
  • • Collections reports.
  • • Credit assessment & evaluated new credit requests and reviewed customers' credit rankings with banks.
  • Optimized credit approval and collection processes, improving operational efficiencies by over 10%.

Accountant

Mohamed Youssef Naghi Motors
Jeddah, Makkah
09.2007 - 02.2010
  • Recorded all daily transactions which include daily cash receipt, internal, and credit invoices at all branches in KSA which belong to service department
  • Calculate post-business transactions, process invoices, verify financial data for use in maintaining accounts payable records and provide other clerical support necessary to pay obligations of organization
  • Prepare debtor's statement & reconciliation needed for it with quarterly balance confirmation with customers
  • Participate in budgeting processes
  • Perform variance analysis, financial analysis, and margin analysis
  • Review cash disbursement transactions monthly to determine appropriate allocations to general ledger account and distribution to various budget categories
  • Apply, and improv policies, procedures, controls, and most methodologies
  • Obtain information from other departments to ensure records are accurate and complete and that accounts receivable ledgers and journals are up to date
  • Research and resolve account discrepancies.

Education

Some College (No Degree) - Accounting

Mansoura University
Faculty Of Commerce
10.2002 - 05.2006

Skills

Research and due diligence

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Certification

Agile leadership, Basamh trading company, 2023

Iqama

Transferable

Children

3

Personal Information

  • Date of Birth: 12/6/1985
  • Marital Status: Married

Timeline

Senior AR & Credit Control Manager

Basamh Trading Company
02.2021 - Current

Credit Control Assistant Manager

Sunbulah Group
11.2016 - 01.2021

Credit Controller

Wared Logistics Company
02.2010 - 10.2016

Accountant

Mohamed Youssef Naghi Motors
09.2007 - 02.2010

Some College (No Degree) - Accounting

Mansoura University
10.2002 - 05.2006

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Mohamed Ahmed ZakiSenior AR & Credit Manager