Mohamed El-Naggar

• Company Overview: Oud, Perfume, Fragrances Company Size: 1500-2000 employees
• Plan, Design effective budget models for the departments and Present Annual Operating and Master Budget
• Analyze financial data (e.g., rev, exp) to ensure all operations are within budget
• Forecast budget needs, create financial forecasts, and make budgeting decisions.
• Identify variances between actual and budgeted financial results
• Consolidate and analyze financial data (budgets, income statement forecasts, etc.
• Perform cost-benefit analysis and explore alternative financing methods
• Develop financial models, conduct benchmarking and process analysis
• Creating (Sales & Expenses) Dashboards to evaluate business performance
• Oud, Perfume, Fragrances Company Size: 1500-2000 employees

• Company Overview: Subsidiary of MIHC, Financial Services (leasing, Factoring, Mortgage) Company Size: 500-1000 employees
• Develop and implement financial policies, procedures, and controls to ensure efficient and effective operation of the finance department.
• Manage and monitor financial activities, including budgeting, forecasting, cash flow management, and financial reporting.
• Monitor and analyze financial performance, identifying areas for improvement and implementing strategies to enhance profitability and cost efficiency
• Prepare and present Monthly financial statements to senior management, providing insights and recommendations based on economic analysis.
• Manage cash flow and working capital to optimize liquidity and minimize financial risk.
• Lead and develop a team of finance professionals, providing coaching and mentoring to enhance their skills and performance.
• Subsidiary of MIHC, Financial Services (leasing, Factoring, Mortgage) Company Size: 500-1000 employees
• Undertook financial analysis to guide budget planning and investment decisions.
• Managed multiple projects simultaneously whilst ensuring timely completion and quality control.

• Company Overview: Retail, Distribution, import and export Company Size: 50-100 employees
• Oversee accounts payable, receivables, and inventory, ensuring compliance with payment terms and timely collections
• Collaborate with external auditors, lenders, and stakeholders to ensure compliance with financial regulations and reporting standards.
• Prepare financial statements, reports, and presentations for management
• Provide leadership and guidance to finance team, fostering a positive and motivated work environment.
• Presenting Monthly and Quarterly Reporting Package (P&L-Cash Flow, Headcount, Capex, Budget performance, Sales and Expenses Analysis)
• Conduct Quarterly Business Review to Top management for Financial and business performance
• Correspond with various other departments, discussing company plans and agreeing on future paths to be taken.
• Leading analysis of monthly and quarterly numbers and presenting findings to the board.
• Leading the team responsible for payroll, Tax, budgeting and reporting.
• Retail, Distribution, import and export Company Size: 50-100 employees
• Enhanced operational efficiency through the implementation of robust financial systems and controls.
• Conducted thorough risk assessments for enhanced portfolio performance.
• Optimised investment portfolios by using advanced modelling tools and methodologies.
• Led team for successful fiscal year-end closing procedures.
• Improved cash flow management with strategic forecasting techniques.
• Strengthened internal controls by developing rigorous compliance procedures.
• Conducted variance analysis to identify discrepancies and implement corrective actions.
• Oversaw financial reporting processes, maintaining accuracy and compliance with regulatory standards.
• Analysed established fiscal parameters and organisational needs to develop approved annual budget.
• Contributed to hiring process by interviewing applicants and making recommendations for best-suited candidates.
• Maintained KPI reporting tools for accurate, up-to-date financial data for decision-making.

• Company Overview: Education, Automotive, Real-state, Restaurants and Hotels Company Size: 501-1000 employees
• Design & implement effective budgeting models / Policies within best Practices with budgetary control
• Present annual budgets to board and senior Management
• Make suggestions for cost reduction plans and improve financial performance
• Design, implement kip's for controlling all groups operations (B.S.C)
• Financial Statement analysis in both (Trend analysis and financial ratios analysis)
• Sales Efficiency and effectiveness, analysis, Dashboards
• Working capital management report (inventory mgt- aging report- debt mgt.)
• BOD's Meetings and Business Reviews
• Investment Analysis Decision (Sensitivity analysis -Data table- DCF…)
• Any assigned tasks by Top Mgt.
• Education, Automotive, Real-state, Restaurants and Hotels Company Size: 501-1000 employees
• Liaised with other departments to ensure operational consistency.
• Led team meetings to improve internal communications.

• Company Overview: marble, granite, ceramics, sanitary ware, decorative kitchens Company Size: more than 1000 employees
• Plan, Design effective budget models for the departments and Present Annual Operating and Master Budget
• Analyze financial data (e.g., rev, exp) to ensure all operations are within budget
• Forecast budget needs, create financial forecasts, and make budgeting decisions.
• Identify variances between actual and budgeted financial results
• Consolidate and analyze financial data (budgets, income statement forecasts, etc.
• Perform cost-benefit analysis and explore alternative financing methods
• Develop financial models, conduct benchmarking and process analysis
• Creating (Sales & Expenses) Dashboards to evaluate business performance
• Marble, granite, ceramics, sanitary ware, decorative kitchens Company Size: more than 1000 employees
• Increased effectiveness by devising strategic plans for business operations.
• Developed comprehensive business strategies to achieve overall company objectives.
• Established clear communication channels, promoting transparency and open dialogue within the team.
• Maintained regular liaison with stakeholders to ensure alignment of expectations and deliverables throughout the lifecycle of each project.

• Company Overview: Education Company Size: 501-1000 employees
• Coordinate with business units on a funding plan and execute accordingly (loans, capital injection, external funding by banks) including documentation review and company secretarial requirements
• Plan and streamline treasury process and procedure
• Support in analyze financial markets trends and regulatory information
• Banking relationships and Communications to get results that have a clear positive impact on business performance and profitability
• Cash flow forecasting for short and medium terms
• Optimize cash resources through short term investments (time deposits, intercompany loans)
• Education Company Size: 501-1000 employees

• Company Overview: FMCG-Retail Company Size: More than 1000 employees
• Negotiating and completing Banks' facilities contracts (Lines of credit, Different sources of financing, and interest rates, and reporting of banks' interest rates.
• Investment Analysis (Capital Budgeting) in terms of (NPV, IRR, Payback) methods
• Assists management in formulation of its overall strategic direction (Business Cases-Perform Business plan for initial projects in terms of PEST-SWOT-financial projection.
• Develop budgets of cash, sales, expenses, and monitor actual versus budget variances, in favorable or not on amonthly, quarterly, and analyze trends
• Financial planning and forecasting by analyzing historical data to perform forecasting to financial statements Balance sheet income statement and Cash flow”
• Create additional analysis and reports as requested by management. (Ad hoc reports)
• Financial Package (financial & management reports financial ratios sales expenses, profit centers, breakeven point bank scorecard a portfolio of facilities analysis)
• FMCG-Retail Company Size: More than 1000 employees

• Daily Tracking vendor invoices and Prices, discounts and tracking Payment Schedule According to its due and applying 3-way matching process (PO- Receipt-invoice), Monthly and Yearly supplier reconciliation
• Tracking for monthly-annually Warehouses Stocktaking and assist to set perfect process for Warehouses Stocktaking and Stocks Monitoring.
• Tracking for all Expenses and Petty Cash out, setting and prepare SOPs and policies for best cash tracking and expenses settlement.
• Preparing Daily Cash Closing Cycle in terms of Cash Inflow and outflow for all company Branches.

• Company Overview: Financial Services Company Size: 11-50 employees
• Head the business process workshop to outline client procedures and processes
• Provide support in completing data processing and modification tasks; create and design financial reports
• Ensure configuration of the general ledger, cash management, accounts payable, and accounts receivable
• Responsible for the implementation and testing phase of the accounting program.
• Tracking all issues ongoing live phase and fixing it
• Financial Services Company Size: 11-50 employees
• Carried out day-to-day duties accurately and efficiently.
• Increased customer satisfaction by resolving issues.

• Studied Subjects: Finance and investment
• GPA: 3.6 out of 4

GPA: Good