Mohammed Al-Marshoud
Al Qatif,Kingdom Saudi Arabia
Summary
Seeking for a responsible position in your esteemed firm where I may assist to improve the operational department through my experience or knowledge of (22) years in both Corporate Banking Operations Treasury Operations.
Overview
1
1
Language
1
1
Certification
7
7
years of post-secondary education
23
23
years of professional experience
Work history
Treasury & Payments Operations Head
GIB
2021.09 - 2024.12
- Manage and monitor the high level of the day-to-day operations of business activities and resolve any issue and align with co-workers’ processes to achieve high quality performance.
- Review all procedures regularly that are related to all products and update them in accordance with the policy of the bank and the central bank(s)
- Handling all the audit-related activities/ reports and providing the required responses to the management.
- Review and verify the monthly proof report of the wholes sales operation department prior submitting it to the Financial Control Department.
- Review and update the Key Risk Indicators (KRI) for the department to include all manual processes or anything that may pose a risk to the bank and the department.
- Review and update all related to Compliance Self-Assessment (CSA) and obtain the approval of the department head and submit it to the compliance department with all details on semi-annual.
- Responsible for managing the bank receivable accounts (all branches) and providing a weekly report of the outstanding balances to both Financial Control and the Credit Administration Department (CAD).
- Working on several projects related to the payments hub system in the KSA and other GCC entities.
- Operation project leader in deploying the Treasury System (Murex) at GIB entities (multi-countries) in an effective and successful approach for all the treasury products.
- Actively structure objectives for your department, develop and implement plans, and staff objectives, in support of the divisional plan, taking full responsibility for the situation and for the success and failure of the teams.
- Any other reasonable task or responsibility set by and agreed with the Head of wholesales Operations/ Head of Operations such regulatory projects, new overseas branches foundation.
- Centralized Operations to all GIB entities
Act. Head of Wholesales Operations -VP (Multi-Countries.)
Gulf International Bank B.S.C.
Dhahran, EA
2018.01 - 2021.09
- The main roles are providing high quality support and satisfying our business clients. I individually ensure that the day-to-day support of the business strategy is achieved, development of the wholesale banking processes and monitor the new regulatory requirement. Addition, the role involves working closely with all the business leader across different geographical location (KSA, Abu Dhabi, Bahrain, Oman, UK and N.Y.).
- Payment Hub Project Manager.
Crate a task force to fix the Wholesales Loans Operations - department
Gulf International Bank B.S.C.
Dhahran, EA
2017.08 - 2018.12
- Review and manage to close all relative audit points.
- Formulate and develop the policies and procedures and obtain the necessary approvals.
- Chasing the IT team to fix the Loan module issues and validate several scenarios.
- Recruiting and training employees on the system modifications and ensuring procedures & policies are applied.
- No more audit comments and established daily keys for effective control.
Head of Treasury Operations -VP (Multi-Countries.)
Gulf International Bank B.S.C.
Dhahran, EA
2015.07 - 2017.08
- Training employees on the new treasury system (Murex) and monitoring the system’s behavior in coordination with Murex support team.
- Setting new rules that ensure daily control of the Treasury activities and business without any issues.
- Creating the policy and the procedure for Treasury Operations and obtaining the necessary approvals prior to uploading them to the bank website.
Leading the UAT Team for Murex Treasury system and successfully deploying the system in production, as follows
Gulf International Bank B.S.C.
Bahrain
2014.11 - 2015.07
- Review the system’s functions and test its efficiency in line with Treasury products.
- Conducting UAT/ tests for all Treasury products and ensuring that they operate according to market standard.
- In charge of the Treasury Trades Migration for all the bank entities and ensuring that the data accuracy and up to date prior deploy the system.
- Responsible for reviewing and validating all Clients/ Counterparts static data
- Ensuring that all the Standard Settlement Instruction (SSI) are inserted correctly for Clients/ Counterparts and the bank in both Treasury system (Murex) and Core Banking system.
- Review all Treasury Operations reports and validate the accuracy of the data display.
- Ensure that the data is handoff from Murex to core Banking without any issue and put effective control to monitor the handoff during the day.
Act. Head of Operations-KSA (VP) - Prior engage with Bahrain Operations
Gulf International Bank B.S.C.
Riyadh, CA
2013.02 - 2014.05
- High level role which I involve overseeing the production of goods and/or provision of services and to make sure an operation is running as well as it possibly can, with a smooth efficient service that meets the expectations and needs of business.
- Key Responsibilities:
- Leading position in enhance the workflow
- Work with senior business leader to deliver business events
- Develop and build the KSA business in relation to new products/ service and enhancement to existing products
- Managing a cross-functional agenda and facilitating the collaboration among heads of support functions, for instance Compliance, Risk Management, Operation and IT.
- Integrity of the controls and records in partnership with Financial Control
- Resource development in partnership with HRD
- Represent the Bank to the regulators (SAMA)
- Maintaining Business Continuity Plan (BCP), Manage Business Impact assessments and Disaster Recovery (DR) site management
- Manage the engagement with the auditors, both internal and external, and reviews and ensure all remedial action are swiftly implemented
- Participating effectively in varying committees such as BOOC, SARIE Manager and TROPS Committee
- Manage SLA for any offshore and outsource services
- Comply with SAMA – Operations Rules and Regulations (ORR)
- Monitor operations capacity to support business growth
- Leadership and development of 31 employees.
- The following departments report to me: Loan Ops, SWIFT, Trade Finance, Treasury Operation, Payment Department, Internal Control & Reconciliation, Account administration, SAMA clearing House and GIB Capital Operation.
Treasury Operations Head - Responsibility of the following
Gulf International Bank B.S.C.
Riyadh, CA
2005.01 - 2013.02
- Money Market and Forex deals.
- Derivatives Products and FX Structure Products.
- Fix Income Security (FIS) and Islamic Sukuk.
- Islamic banking and transactions settlement.
- Corporate loans operation and settlement.
- Payment unit (SARIE Manager / SWIFT manager).
- Operations Cash Management such as NOSTRO and VOSTRO reconcile.
- Working on different statistical reports, for instance P&L, ALCO and other brokerage fees reports.
- Closing End of Month Revaluation tasks and accounts proofing.
- Adequate experience in SAMA Clearing House and Cheques collections.
- Risk Management Assessment and solving / tracing the problem.
- Trade Finance payments and SWIFT support messages.
- Up-to-dated with SAMA Account opening rules and regulations.
- Managerial duties (Audit Report review, Vacations, KPI, leading and coaching).
- Support most GIB Capital transactions (Payments, Fees, IOP and deals).
Treasury Operations as Investment Coordinator (Derivatives & Security)
Saudi Hollandi Bank
Riyadh, CA
2002.06 - 2004.12
- Processing and fixing several types of incoming securities (Bonds).
- Able use BESS SWIFT/SARIE to send deals confirmation and make payment.
- Processing Interest Rate Swap (IRS), FRA, FX-Option and so on.
- Dispatching, Settlement derivative, foreign exchange and money market deals.
- Making financial analyzing report by MS Excel and MS Access.
- Preparing ALCO report on weekly basis, month end reconciliation and derivative P&L summary report.
Internship (COOP) in Comptroller Dept. (Enhancement Unit)
SAMBA Financial Group
Dammam, EA
2002.02 - 2002.05
- I worked as a data entry officer gathering information and using it to develop database applications system (Requests Tracking system).
Education
B.S. degree - Management Information System
King Fahad University of Petroleum & Minerals
Dhahran, EA 1994.01 - 2001.01
Skills
- Leadership management
- Quality assurance oversight
- Project management
- MI reporting on weekly basis
- Cross-functional team coordination
- Process development
- KPI implementation
- Part of IT infrastructure knowledge relative to operational systems
- Team building coordination
- Technical reporting
- Budgeting and financial planning
- Compliance awareness
- Training and Development
- Order processing
- Candidate interviewing
- Daily error reporting
- Six Sigma principles
- Process mapping
- On-time project delivery
- Statistical analysis
- Microsoft Office proficiency
- Cost-reduction strategies
- Task delegation
- Operation tracking and reporting
- Process improvement strategies
- Vendor negotiation
- Invoice processing
- Cross-functional leadership
- Performance monitoring
- Customer billing resolution
- Client transaction processing
- Lean process improvement
- Change implementation
- Quality control methods
- Process documentation
- Direct payment processing
- Solution-focused mediation
- Mail distribution
- Event planning
- Report generation
- Workflow coordination
- Familiarity with ISO standards
- Financial auditing
- Minute taking
- Problem-solving
- Communication skills
- Tax law competence
- Treasury operations management
- Advanced mathematics application
- Microsoft excel mastery
- Interest rate derivatives understanding
- Relationship maintenance
- Mergers and acquisitions financing
- Credit risk assessment
- Debt issuance strategies
- Internal audit experience
- Liquidity planning
- Treasury management systems operation
- Treasury systems implementation
- Liquidity risk measurement
- Interest rate hedging
- Hedge accounting principles
- Regulatory compliance awareness
- Forex management
- Practical leadership in finance
- Cloud-Based technology familiarity
- Corporate finance strategy
- Account reconciliation
- Complex data analysis
- Cash flow modelling
- Critical decision making
- Customer Service
- Products knowledge
- Business development
- Account management
- Expense reporting
- Salesforce CRM
- Problem solving strength
- Policies and procedures
- Account management understanding
- Product and service knowledge
- Fluent in English
- International banking networks
- Network expansion
- Syndicated debt
- Treasury management reporting
- Revenue generation
- Intercompany loan strategy
- Cash flow management
- Teamwork and collaboration
- Foreign Exchange Trading
- Prospecting and networking skills
- Corporate governance knowledge
- Service Level Agreement
- B2B and B2C sales
- Interpersonal communication skills
- QuickBooks accounting
- GLs maintaining and processing
- Foreign exchange risk
- Computer expertise
- Understanding of capital markets and fix income securities
- Transaction execution
- Debt restructuring
- Risk mitigation techniques
- Microsoft Office
- Audit management
- Knowledge of banking products
- Crisis handling/ BCP & BCM
- Loan agreements
- Loan documentation
- Policy and procedure
- Loan processing
- Derivatives understanding and processing
- Resilience under pressure
- Investment product knowledge
- Attention to Detail
- Resourcefulness
Languages
English
Advanced
Affiliations
- Watching business news and reading stories.
Accomplishments
There ara more than one a rewards during my career journey, but the two most prominent are working on the Treasury System (Murex) from the UAT to the implementation and the second accomplishment was restructing the corporate loans unit by building strong team and improving the system workflow to serve the bank and business effectively.
Certification
I have obtained many courses and certificate during my career journy, some of which related to Treasury Operations or regulatory requirements that many to listed.
Timeline
Treasury & Payments Operations Head
GIB
2021.09 - 2024.12
Act. Head of Wholesales Operations -VP (Multi-Countries.)
Gulf International Bank B.S.C.
2018.01 - 2021.09
Crate a task force to fix the Wholesales Loans Operations - department
Gulf International Bank B.S.C.
2017.08 - 2018.12
Head of Treasury Operations -VP (Multi-Countries.)
Gulf International Bank B.S.C.
2015.07 - 2017.08
Leading the UAT Team for Murex Treasury system and successfully deploying the system in production, as follows
Gulf International Bank B.S.C.
2014.11 - 2015.07
Act. Head of Operations-KSA (VP) - Prior engage with Bahrain Operations
Gulf International Bank B.S.C.
2013.02 - 2014.05
Treasury Operations Head - Responsibility of the following
Gulf International Bank B.S.C.
2005.01 - 2013.02
Treasury Operations as Investment Coordinator (Derivatives & Security)
Saudi Hollandi Bank
2002.06 - 2004.12
Internship (COOP) in Comptroller Dept. (Enhancement Unit)
SAMBA Financial Group
2002.02 - 2002.05
B.S. degree - Management Information System
King Fahad University of Petroleum & Minerals
1994.01 - 2001.01