MOHAMMED AL YOUSEF
Rawabi Holding Company
Dammam
1
Certification
7
years of professional experience
Treasury Professional & CTP Candidate with 5 years of corporate finance experience. Proven track record administering centralized treasury operations for a holding group of 15+ entities. Specialized in Islamic finance (Sukuk, Murabaha, Tawarruq), liquidity management, and eBanking infrastructure. Recognized for maintaining 100% accuracy in high-volume, group-wide corporate environments.
Work History
Treasury Banking Relations Officer
2 Years 5 Months- Coordinated and streamlined treasury activities across 15+ entities, ensuring effective banking solutions for all subsidiaries.
- Directed the establishment and upkeep of digital banking systems to enhance user access management and uphold security protocols.
- Financing & Compliance: Manage group-wide bank communications regarding financing documents, Sukuk-related data, NDAs, KYC, and facility memo requirements.
- Managed banking relationships to swiftly resolve disputes and secure superior services for subsidiary operations.
- Conducted thorough reviews of Islamic capital market documentation and compliance to maintain up-to-date funding records and facilitate sukuk certification.
- Account & Mandate Administration: Open, close, and maintain corporate bank accounts, overseeing mandate updates and the precise assignment of accounts to specific projects and cost centers group-wide.
- Facilitated negotiation of personal financing agreements for employees, ensuring alignment with organizational policies.
Treasury Management Officer
1 Year 3 Months- Facilitated secure payment processing and documentation management to uphold corporate policies and maintain financial integrity.
- Conducted thorough reconciliation of bank statements against internal ledgers, maintaining 100% compliance and ensuring reliable financial reporting.
- Oversaw management of banking documentation, loan files, and regulatory materials with precision.
- Led treasury operations, ensuring compliance with financial regulations and internal policies.
- Collaborated with cross-functional teams to enhance financial reporting accuracy and transparency.
- Oversaw investment portfolio performance, aligning strategies with organizational goals and market trends.
- Mentored junior staff on treasury best practices and compliance standards to foster professional growth.
- Monitored debt covenants to ensure ongoing compliance, avoiding penalties or negative impacts on credit ratings.
Commercial Officer
1 Year 9 Months- Oversaw commercial documentation and managed inbound/outbound warehouse operations in accordance with Aramco project specifications.
- Facilitated order management by issuing sales orders via Epicor ERP, ensuring accurate tracking of Aramco purchases.
- Coordinated with finance to enhance payment efficiency and generate comprehensive departmental management reports.
- Coordinated cross-functional teams to streamline commercial operations and enhance communication efficiency.
Internship - Finance Dep.
3 Months- Streamlined invoice and purchase order processing while maintaining compliance with accounting standards.
- Compiled daily and weekly cash reports for accounting management, ensuring accuracy through thorough account reconciliation and documentation verification.
- Supported month-end closing processes, ensuring accurate and timely reporting.
- Maintained general ledger accounts, verifying accuracy of transactions and entries.
Education
BBA - Business Administration
Skills
Foreign exchange management
Cash management expertise
Bank relationship management
Regulatory compliance awareness
Risk management
Cash flow forecasting
Working capital optimization
Treasury operations efficiency
Credit facility management
Problem-solving
Multitasking Abilities
Team collaboration
EDUCATION & CERTIFICATIONS
English (Fluent)
Arabic (Native)
Certification
Certified Treasury Professional (CTP) - Candidate (Preparing for 8th Edition)
Timeline
Treasury Banking Relations Officer
Rawabi Holding Company
01.2024 - CurrentRead More
Treasury Management Officer
Tamweel Aloula Company
08.2022 - 11.2023Read More
Commercial Officer
Saudi Mechanical Industries (SMI)
11.2020 - 08.2022Read More
Internship - Finance Dep.
Sipchem
01.2019 - 04.2019Read More
Jubail University College
BBA from Business Administration
Read More