Summary
Overview
Work history
Education
Skills
Spoken Language Skills
Hobbies
Career Experience
Custom Section
Interests
Affiliations
Certification
Accomplishments
Timeline
Generic
Mourad MIZOURI

Mourad MIZOURI

MENA Business Development Manager
Jeddah,Tunisia

Summary

Results-oriented leader with significant experience in banking and insurance sectors, recognized for effective communication and a focus on outcomes. Holds multiple international certifications, including the IOD Chartered Director Diploma (CDir) from the UK. Proven track record in governance and financial excellence as Chair of the Board at Islamic Bank of Senegal and Secretary General of Aman Union Association. Skilled in stakeholder management and adherence to corporate governance best practices. Transformational leadership in ICIEC in managing business development countries in the MENA countries.

Overview

24
24
years of professional experience
9
9
years of post-secondary education
4
4
Certification

Work history

Secretary General (2025)/Chairman of the Consultative Board

AMAN UNION
Jeddah, Saudi Arabia
2024.12 - 2026.02
  • Directed secretariat general affairs during establishment phase of independent general secretariat in 2025.
  • Chairing AMAN Union consultative board (www.amanunion.org) from 2026 to 2028, steering discussions and decision-making.
  • Fostered collaboration among diverse stakeholders to ensure seamless operations during transitional period.
  • Championed professional development of staff through targeted training Programmes.
  • Enhanced organizational reputation through strategic stakeholder engagement.
  • Coordinated international conferences to strengthen global collaboration.
  • Managed compliance issues, ensuring legal standing was upheld.
  • Implemented Programmes and projects that improved growth and stakeholder engagement.

Manager, MENA region Division

ICIEC (member of The Islamic Development Bank Group)
Jeddah, Saudi Arabia
2018.03 - 2026.02
  • Oversaw team managing business portfolio exceeding USD 9 billion in 2025.
  • Supported development of MENA team through coaching initiatives.
  • Assisted in ICIEC business development activities across offices in Jeddah, Dubai, Cairo, and Rabat.
  • Encouraged positive work environment with regular team-building activities.
  • Facilitated cross-departmental collaboration for enhanced workflow.
  • Reviewed market trends to support strategic decision-making processes.
  • Enhanced department efficiency by refining operational processes.
  • Led change management initiatives to improve organisational adaptability.
  • Participated in seminars, conferences, and business events representing organisations.

Manager, Customer Relations Division/Business development Department

ICIEC (member of The Islamic Development Bank Group)
jeddah, Saudi Arabia
2013.03 - 2018.03
  • Led team of relationship managers to effectively support ICIEC clients.
  • Cultivated personal relationships with VIP clients to enhance satisfaction.
  • Assisted in establishing business standards and action plans for division.
  • Contributed expertise in business generation and marketing strategies.
  • Managed professional association of credit insurance since 2009.
  • Facilitated relationships with national ECAs from MENA countries.
  • Optimized allocation of resources for enhanced profits.
  • Enabled staff training initiatives to improve customer service.
  • Streamlined operational processes to boost department efficiency.

Senior Insurance Underwriter

ICIEC
jeddah, Saudi Arabia
2008.05 - 2013.02
  • Assisted in proactive commercial underwriting processes.
  • Contributed to establishment of aman union in October 2009.
  • Supported credit analysis for corporate clients and banks involving large transactions.
  • Prepared underwriting manual for use by corporate and banking sectors.
  • Supervised and trained junior underwriters and new recruits.
  • Participated in special task forces addressing business plan claims underwriting for large transactions and annual budget reports.
  • Specialized in sectors such as pharmaceuticals and petrochemicals.
  • Ensured compliance with company policies during the underwriting process.
  • Demonstrated keen attention to detail whilst scrutinizing insurance applications.
  • Managed high-risk accounts by enforcing strict underwriting standards.
  • Evaluated risk factors for insurance policies, ensuring optimal coverage for clients.
  • Mitigated financial risks by applying rigorous underwriting criteria.
  • Balanced profitability and risk exposure through strategic decision-making processes.

Division head in the Credit department

Central Bank of Tunisia
Tunis, Tunisia
2002.01 - 2008.04
  • Assessed financial situations of private companies.
  • Collected and analysed financial information regarding economic and financial profitability of investment projects.
  • Supervised holdings facing economic difficulties through development of financial restructuring plans.
  • Monitored credit evolution trends across beneficiary sectors.
  • Contributed to national committee focused on enhancing competitiveness within agricultural sector.
  • Prepared reports for governor regarding public companies in financial distress, proposing actionable measures to address challenges.
  • Drafted central bank’s annual report on credit distribution.
  • Represented central bank of Tunisia in economic organisations addressing government-implemented financial advantages.
  • Assisted in policy-making decisions aimed at organisational change and improvement.

Education

Chartered Director - Chartered Director

The Institute of Directors (UK)
UK
2025.01 - 2026.01

Diploma in Company Direction - Board performance

The Institute of Directors (UK)
UK
2025.06 - 2025.12

Certificate in Company Direction - Leadership, strategy, finance and Board member role in the Board (4 modules)

The Institute of Directors (UK)
UK
2025.01 - 2025.06

Diploma in Corporate Governance - Corporate Governance

The Corporate Governance Institute (UK)
UK
2024.04 - 2024.06

Leadership in retail banking - Retail banking for senior management

The retail banking Institute
UK
2024.02 - 2024.03

Diploma of Islamic Banking and Insurance - Islamic banking and insurance

The Institute of Islamic Banking and Insurance – London (UK)
UK
2007.10 - 2008.04

Master in Banking - General and engineering Finance, insurance, economic Development, General and Banking accountancy, statistics, Balance of payment, marketing etc

The Arab Maghreb Financing Development Institute – Tunisia
Tunisia
2000.01 - 2001.12

Bachelor degree in International Trade - Finance, portfolios management, control management, economy, statistics

The Institute of Higher Business Studies of Carthage (HEC) - Tunisia
Tunisia
1995.09 - 1999.06

Baccalaureate degree in Economics - Economics

Khaznadar school- Bardo – Tunisia
Tunisia
1994.09 - 1995.06

Skills

  • Engaging leadership style
  • Communication excellence
  • High level networking
  • Visionary thinking
  • Multilingual proficiency
  • Ethical governance

Spoken Language Skills

English
Fluent
Arabic
Native
French
Fluent

Hobbies

Corporate Governance, reading finance articles, Collective Sport especially Handball and football, cinema and travelling etc.

Career Experience

  • 2024-12-01, present, Secretary General (2025)/Chairman of the Consultative Board, AMAN UNION (2026), Manage the secretariat affairs and provide technical, administrative and logistic support until the independent General Secretariat is established, Ensure smooth handover of the AMAN Union responsibilities to the AMAN Union member which will be in charge of the union affairs by 2026, or any other date as directed by the Executive Council., Provide capacity building and necessary training support to the AMAN Union members interested in having an active role in the management of the Union’s affairs., Strengthening the AMAN Union Governance and operating guidelines.
  • 2018-03-01, present, Manager, MENA region Division, ICIEC (member of The Islamic Development Bank Group), Leading the team to overachieve the annual target on a yearly basis, Developing new partnerships in few MENA countries, Active role in organizing the annual meetings happening in the MENA countries, Leads the development and implementation of the Business and Action Plan within the assigned region, in line with the Corporations’ approved operational budgets., Provides leadership and facilitates workflow processes in order to achieve high performance benchmarks within the region., Creates and maintains corporate relationships with key customers and distribution channels (ECAs, International & Regional Banks, MDBs/IFIs, and Brokers etc)., Formulates business development strategy and work plans for the region to enhance ICIEC’s visibility and drive the demand for ICIEC products, in line with the Corporation established mandates., Enhances the relationship with international brokers/ECAs/IFIs and ensures to build an effective win-win partnership., Organizes and participates in seminars/workshops and conferences with industry partners to bring awareness about ICIEC’s products and services., Ensures that ICIEC’s interests during the preparatory/implementation/monitoring activities related to the Member Country Partnership Strategy (MCPS) initiatives are taken into consideration., Recommends suitable strategies for selected markets within the Region that drives business sales and increases distribution of ICIEC’s products and services with the existing and new customers., Identifies and pursues networking opportunities that can help in developing relationships which are beneficial to ICIEC., Analyzes the weekly and monthly operations reports and proposes the corrective and appropriate mitigating action plans., Designs operational guidelines on business development and customer relationship methodologies and techniques that ensures consistency in the overall transactional processes., Leads and provides guidance to all team members in pursuing business development opportunities with potential customers., Creates and maintains existing global business partnerships with strategic customers to be managed at the HQ level., Ensures the Global and HQ relationships are managed in an efficient and strategic manners that preserve the interests of ICIEC., Responsible for establishing goals, key performance indicators (KPIs), and targets for each team member, while ensuring thorough oversight of the ICIEC Performance and Development Review process., Directs planning of human resources and career management matters within the division in line with the staff, business and operational rules and regulations., Ensures high level of professionalism, commitment, accountability and integrity of each member of the team within the division., Provides opportunities for talent development and training staff members with a view to position career progression and enhanced skills/growth.
  • 2013-03-01, 2018-03-01, Manager, Customer Relations Division/Business development Department, ICIEC (member of The Islamic Development Bank Group), Heading a team of relationship managers servicing all ICIEC clients, Personal relation with our VIP clients, Setting up the standards, business and action plan of the Division, Expert in business generation and setting marketing strategy, Areas of expertise: MENA, Europe and Sub-Saharian Africa, Manager of a professional association of credit insurance (AMAN UNION) since its establishment in 2009, Leading a team of account managers to overachieve the yearly business target, Providing guidance to my team to be client centric and target oriented, Securing renewal of all existent relations in the last few years, Generating new business either through cross selling or bringing new business especially from the MENA region through my personal relations, Establishing viable and profitable relations with ECAs from member countries mainly located in Tunisia, Algeria, Jordan and Saudi Arabia., Leading a team in charge of AMAN UNION Association where we provided technical trainings to more than 50 AMAN UNION staff members in the last 2 years further to preparation of yearly annual performance of AMAN UNION members and preparation of the general assembly and executive council meetings., Passing the managerial test made by an external consultant in 2015
  • 2008-05-01, 2013-02-01, Senior Insurance Underwriter, ICIEC, Proactive commercial underwriting which helped to increase business of major clients like Hikma pharmaceutical by 15 times during the same period with zero loss ratio and French speaking clients like UBAF., Participation in the establishment of AMAN UNION in October 2009, Credit analyst of Corporate and Banks (Large amount transactions), Preparing the underwriting manual for corporate and banks, Supervision/training a group of junior underwriters and newly recruited underwriters., Participation in special task forces (business plan, claims, underwriting of large transactions, annual report, budget, etc.), Having delegation of authority for decision up to certain amount., Recommending insurance decision related to request of insurance (Short Term), Panelist in Underwriting and inward reinsurance seminars, Specialist in some sectors (i.e. Pharmaceutical, petrochemicals, etc.), Expert in banking products – LCs, factoring, forfaiting, LGs, etc.
  • 2002-01-01, 2008-04-30, Division head in the Credit department, Central Bank of Tunisia, Assessing the financial situation of private companies (financial analysis, evaluation of guarantees, limits of financing), Collecting, analyzing and reporting financial information about the economic and financial profitability of investment projects, Supervising the situation of the holdings facing economic difficulties through the conception of financial restructuring plans, Following-up the perspective of the credit evolution (historical trend of the credit evolution, beneficiary sectors), Achieving strategic studies about some sector facing structural or conjectural problems such as 'flour-milling, textile, brick-making, etc.', Participating in a national committee of reflection about 'upgrading and improving the competitiveness of the agricultural sector', Preparing reports to the governor about the follow up of public companies facing economic and/or financial difficulties and proposing accurate measures to help them go beyond their problems, Elaborating the Central Bank’s annual report about the credit distribution, Representing the Central Bank of Tunisia in economic organizations dealing with the allocation of financial advantages implemented by the government

Custom Section

  • Arabic
  • French
  • English

Interests

  • Corporate Governance
  • Reading finance articles
  • Collective Sport especially Handball and football
  • Cinema
  • Travelling

Affiliations

  • Islamic Finance, Corporate Governance, sport, nature

Certification

- Chartered Director (CDir) from IoD (UK)

- Diploma in Corporate Governance (Institute of Corporate Governance - UK)

- Diploma in Retail banking (Institut of Retail Banking - UK)

- Institute of Islamic Banking and Insurance (UK)

Accomplishments

    The Islamic Bank of Senegal was recognized as a Systematic National Bank by the Banking commission in October 2025.

Timeline

Diploma in Company Direction - Board performance

The Institute of Directors (UK)
2025.06 - 2025.12

Chartered Director - Chartered Director

The Institute of Directors (UK)
2025.01 - 2026.01

Certificate in Company Direction - Leadership, strategy, finance and Board member role in the Board (4 modules)

The Institute of Directors (UK)
2025.01 - 2025.06

Secretary General (2025)/Chairman of the Consultative Board

AMAN UNION
2024.12 - 2026.02

Diploma in Corporate Governance - Corporate Governance

The Corporate Governance Institute (UK)
2024.04 - 2024.06

Leadership in retail banking - Retail banking for senior management

The retail banking Institute
2024.02 - 2024.03

Manager, MENA region Division

ICIEC (member of The Islamic Development Bank Group)
2018.03 - 2026.02

Manager, Customer Relations Division/Business development Department

ICIEC (member of The Islamic Development Bank Group)
2013.03 - 2018.03

Senior Insurance Underwriter

ICIEC
2008.05 - 2013.02

Diploma of Islamic Banking and Insurance - Islamic banking and insurance

The Institute of Islamic Banking and Insurance – London (UK)
2007.10 - 2008.04

Division head in the Credit department

Central Bank of Tunisia
2002.01 - 2008.04

Master in Banking - General and engineering Finance, insurance, economic Development, General and Banking accountancy, statistics, Balance of payment, marketing etc

The Arab Maghreb Financing Development Institute – Tunisia
2000.01 - 2001.12

Bachelor degree in International Trade - Finance, portfolios management, control management, economy, statistics

The Institute of Higher Business Studies of Carthage (HEC) - Tunisia
1995.09 - 1999.06

Baccalaureate degree in Economics - Economics

Khaznadar school- Bardo – Tunisia
1994.09 - 1995.06
Mourad MIZOURIMENA Business Development Manager