MUHAMMAD USMAN
Financial Analyst
Riyadh
Summary
Accomplished finance professional with extensive expertise in financial reporting and analysis, strategic planning, and mergers and acquisitions. Demonstrates proficiency in finance transformation initiatives and manufacturing financial oversight, with a strong focus on cost management accounting. Skilled in advanced Excel financial modeling, Microsoft Power BI, and SAP S/4HANA, ensuring compliance with International Financial Reporting Standards (IFRS) and tax strategy. Adept at budgeting, forecasting, and performance metrics analysis, delivering executive-level presentations to drive informed decision-making. Career aspirations include leading complex financial projects that enhance organisational efficiency and growth.
Overview
19
19
years of professional experience
Work history
Financial Business Partner
TASNEE Downstream
2016.09 - 2026.05
- Work closely with management to help oversee a downstream business with a turnover of over $260 million, which includes four business units with 12 sections.
- Provide insights, advice, and recommendations on historic and future financial performance to the BU leadership.
- Use Power Query, Power Pivot, and Power BI to create a dashboard that will improve the efficacy of KPIs and reporting.
- Create financial reporting analytics on a monthly, quarterly, and annual basis, including pertinent comparisons and comparisons with the budget and forecast for five years of medium- to long-term planning with consolidation (BPC).
- Monitor the progress of ongoing tasks and follow up on the completed tasks to ensure sustainability, by establishing effective internal controls.
- Assists external auditors with annual audits and year-end closing and ensuring closure of all audit findings.
- Saudi Arabia's second-largest industrial company has a wide range of interests in petrochemicals, plastics, and industrial services www.tasnee.com
Real Estate Business Analyst
Tas'helat Marketing (Bahamdan Group)
2013.02 - 2016.06
- Responsible for real estate business, providing input for decision-making from business and financial perspectives.
- Ensure occupancy of backcourt, inspection, drawing up rental agreements, monitoring and listing the property.
- Involved in the study of market conditions, prices, mortgages, legal requirements, and related matters.
- Provide a comparative analysis of the budget and forecast with actual proceeds from rent or lease commercial properties.
- Tas'helat Marketing is the first Saudi Company that owns and operates a chain of retail fuel outlets across the Kingdom. www.tas-helat.com
Consultant at Advisory Department
KPMG Al Fozan & Al Sadhan
2012.11 - 2013.02
- Reviewing systems documentation including business process procedures, functional design specifications, and the process flows, meeting with Higher Management to understand their requirement and ensure that expectations are met.
- KPMG Al Fozan & Al Sadhan, is a partnership registered in Saudi Arabia, based out of three offices in Riyadh, Jeddah, and Khobar. www.kpmg.com/sa
Cost Accountant
Nestle Pakistan Ltd (Food and Beverages)
2009.07 - 2012.05
- More than 400+ SKUs being produced in 4 factories countrywide, responsible to deliver actual costing, dynamic forecasting & landing estimate for Manufacturing and Cost of Production reporting and Cost simulation & Analysis, adhering to Nestle Costing Standards.
- Responsibilities of implementing, modifying, and cost controlling systems, work with various simulation tools to perform cost studies with different scenarios for new or existing products.
- Determine standard costs and examine variances with actual costs.
- Check all activated material’s master data for correction and conduct unit cost before the monthly closing.
- Nestle Pakistan Ltd is a subsidiary of Nestle SA - a company of Swiss origin headquartered in Vevey, Switzerland. www.nestle.pk
Finance Trainee Officer
AkzoNobel (Familiar as ICI Pakistan Ltd)
2008.12 - 2009.07
- Responsible for financial records and establishing, maintaining, and balancing various accounts using manual and SAP S4 HANA.
- Evaluated the operational activities of the SAP controlling module by profit centre, cost centre, and investment management and Review standard and actual costs for inaccuracies before the decision-making process.
- Post journal entries and reconcile accounts, prepare trial balance of books, general ledgers, and financial statements.
- Prepare tax returns and perform other personal bookkeeping services.
- Complete and submit tax remittance forms, workers' compensation forms, pension contribution forms, and other government documents.
- Chemicals and Agri-Business consists of General Chemicals and Specialty Chemicals (formerly Uniqema) www.akzonobel.pk/
Data Analyst & Business Support
Shell Lubricant B2C
2008.01 - 2008.12
- Preparation of various analytical reports and presentations to facilitate management in ongoing decision-making.
- Maintained good liaison and coordination with all sales personnel by providing them with comprehensive and relevant information on product volumes and distributors’ performance.
- The second largest oil company in the country has successfully positioned itself as the preferred oil and gas company in Pakistan. www.shell.com.pk
Retail Finance
Shell Pakistan Ltd.
2007.02 - 2007.12
- Responsible for cost & performance report (CNP) to analyze variances for all budget holders.
- Monthly closing activities, with additional responsibility as Internal Auditor of company-operated sites (COS) all over Pakistan.
Education
Certified Public Accountant (CPA - USA) -
Master in Business Administrative Sciences - undefined
University of Karachi
Bachelor of Commerce - undefined
S.M Arts and Commerce College
APTEC Computer Education - Advance Concepts IT & MS Office Data base
Skills
- Financial reporting and analysis
- Strategic planning and execution
- Mergers and acquisitions
- Finance transformation initiatives
- Manufacturing financial oversight
- Cost management accounting
- Financial planning and analysis
- Advanced Excel financial modeling
- Microsoft Power BI expertise
- Project management and process re-engineering
- SAP S/4HANA proficiency
- International Financial Reporting Standards (IFRS)
- Tax compliance and strategy
- Budgeting and forecasting
- Performance metrics analysis
- Executive-Level presentation
- Resilience in high-pressure situations
- KPI achievement
Achievements and Awards
Using Power Query, Power Pivot, and Power BI, create and update a section-by-section analytical reporting structure in Tasnee with outstanding analytical, problem-solving, critical thinking, and communication skills., Account Reconciliations of company-operated sites of Shell Retail, 56 sites accounts reconciled in a limited timeline and got a reward from Retail Finance Manager., Introduced a new macro-based invoice-processing system to process Shell Retail network maintenance invoices with timesaving from 1 hour to a minimal level of 5 minutes.
Work availability
Monday
Tuesday
Wednesday
Thursday
Friday
Saturday
Sunday
morning
afternoon
evening
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Timeline
Financial Business Partner
TASNEE Downstream
2016.09 - 2026.05
Real Estate Business Analyst
Tas'helat Marketing (Bahamdan Group)
2013.02 - 2016.06
Consultant at Advisory Department
KPMG Al Fozan & Al Sadhan
2012.11 - 2013.02
Cost Accountant
Nestle Pakistan Ltd (Food and Beverages)
2009.07 - 2012.05
Finance Trainee Officer
AkzoNobel (Familiar as ICI Pakistan Ltd)
2008.12 - 2009.07
Data Analyst & Business Support
Shell Lubricant B2C
2008.01 - 2008.12
Retail Finance
Shell Pakistan Ltd.
2007.02 - 2007.12
APTEC Computer Education - Advance Concepts IT & MS Office Data base
Bachelor of Commerce - undefined
S.M Arts and Commerce College
Master in Business Administrative Sciences - undefined
University of Karachi