Summary
Overview
Work history
Education
Skills
Languages
Affiliations
Accomplishments
Certification
References
Work availability
Timeline
Hi, I’m

Muhammad Taimoor Afsar

Jeddah,Saudia Arabia
Muhammad Taimoor Afsar

Summary

Finance Manager with extensive experience exceeding 12 years in logistics and clearance finance, advancing from Accountant to Assistant Finance Manager. Proficient in generating monthly management accounts accompanied by comprehensive variance analysis, ensuring accurate P&L, balance sheet, and cash flow reporting, and equipping directors with essential financial insights. Established track record in designing KPI dashboards, scrutinizing budgets and forecasts, and spearheading process improvements that enhance internal controls and efficiency.

Overview

13
years of professional experience
9
years of post-secondary education
1
Certification

Work history

Mohammed Said Tamer Logistics Co.
Jeddah, Saudi Arabia

Assistant Finance Manager
04.2022 - Current

Job overview

  • Spearheaded financial operations, expanding client base from 3 to 20 within three years.
  • Managed diverse contract structures, overseeing monthly invoicing cycles exceeding SAR 20M.
  • Directed supplier payments of SAR 35M per month, enhancing efficiency through KYRIBA platform.
  • Collaborated with Clearance Director to implement pricing models that improved profitability.
  • Executed stringent cost control measures across departments, achieving efficiency targets.
  • Developed comprehensive financial models to support business growth and executive decision-making.
  • Strengthened internal controls by integrating AI-driven forecasting and anomaly detection systems.
  • Designed real-time KPI dashboards, enhancing financial transparency for executive monitoring.

Mohammed Said Tamer Logistics Co.
Jeddah, Saudi Arabia

Chief Accountant – Nationwide Logistics Finance
04.2017 - 03.2022

Job overview

  • Led financial operations across seven regional branches, supervising over 22 staff.
  • Delivered consolidated financial reports for nationwide logistics operations.
  • Implemented budgeting and forecasting models, enhancing financial planning accuracy.
  • Introduced risk management frameworks to mitigate credit control and supplier exposure risks.
  • Collaborated with logistics directors on truck-wise profitability analysis and general administration dashboards.
  • Oversaw controls in pallet management systems, improving tracking and minimising asset losses.
  • Coordinated with auditors through digital audit trails, ensuring compliance with IFRS standards.

Farouk & Maamoun Tamer Co.
Riyadh, Saudi Arabia

Senior Accountant – Riyadh & Eastern Region
04.2015 - 03.2017

Job overview

  • Supervised accountants across Riyadh and Eastern Region, ensuring timely reporting and compliance.
  • Conducted variance analysis on budgets and forecasts, enhancing accountability and precision.
  • Delivered cost analysis reports on transportation, warehousing, and delivery to aid management in spending optimisation.
  • Prepared regional financial statements, assisting in consolidation for corporate reporting.
  • Collaborated with warehouse managers to perform inventory reconciliation, reinforcing financial control.
  • Supported HR in payroll compliance, overtime reporting, and employee financial administration.

Farouk & Maamoun Tamer Co.
Riyadh, Saudi Arabia

Accountant
01.2013 - 03.2015

Job overview

  • Managed AP, AR, petty cash (SAR 100K), supplier contracts, and transportation costing.
  • Recorded and maintained general ledger transactions, ensuring accuracy in daily financial operations.
  • Prepared monthly income statements and balance sheet reconciliations for logistics operations.
  • Supported warehouse management with stock counts and reconciliations.
  • Assisted in supplier contract reviews, aligning financial terms with operational requirements.
  • Collaborated with HR team in Jeddah on employee financial administration (Iqama renewals, ticketing, passports, vacations, attendance).

Education

The Institute of Certified Public Accountants of Pakistan
Jeddah, Mecca Region

Higher National Diploma from Finance
04.2025 - 07.2025

University overview

CPA Pakistan – Institute of Certified Public Accountants
Specialized in Corporate Law, Governance, Financial Reporting, Taxation, and Advanced Audit. Developed strong technical skills in IFRS application, internal control design, risk assessment, budgeting, and financial decision-making. The qualification enhances my capabilities in financial leadership, compliance, and strategic business advisory.

The Society of Accounting Education
Jeddah

Diploma from Finance & Accounts
01.2022 - 12.2023

University overview

Certified Financial & Management Accountant – Society of Accounting Education, Jeddah (2022) Developed advanced expertise in financial reporting, management accounting, and strategic decision-making. Gained strong skills in budgeting, auditing, and corporate finance, with emphasis on applying international accounting standards to drive organizational performance.

ACCA
Jeddah, Mecca Region

Diploma from Finance & Accounts
04.2024 - 09.2024

University overview

ACCA Diploma in Accounting & Business (RQF Level 4) Completed foundational training in financial accounting, management accounting, and business principles. Developed skills in preparing financial statements, analyzing business performance, and applying ethical and professional standards in accounting practice.

Preston University
Karachi / Pakistan

Bachelor of Business Administration from Finance & Accounts
09.2007 - 11.2009

University overview

Comprehensive undergraduate program covering core areas of business including finance, marketing, management, and organizational behaviours. Developed strong analytical, leadership, and problem-solving skills with practical exposure to strategic decision-making and business operations.

DHA SKBZ College
Karachi / Pakistan

High School Diploma from Pre Engineering
04.2005 - 06.2007

University overview

Completed rigorous coursework in Mathematics, Physics, and Chemistry with a strong analytical focus. Actively participated in science exhibitions and inter-college competitions, laying the groundwork for a data-driven mindset and problem-solving skills that now support strategic financial leadership.

Zeal Public School
Karachi / Pakistan

Foundation degree from Science
08.2003 - 09.2005

Skills

  • Financial reporting (P&L, balance sheet, cash flow)
  • Budgeting and forecasting
  • Treasury and cash management
  • Customs clearance finance
  • Accounts payable and receivable
  • Audit preparation and governance

Languages

English
Proficient (C2)
Urdu
Proficient (C2)
Arabic
Fluent

Affiliations

  • 🎯 Professional-Enhancing Interests Financial technology exploration: keeping up with AI, automation, and BI tools. Business reading & case studies: learning from global finance and logistics success stories. Data visualization projects: experimenting with Power BI/Tableau for personal insights. 🌍 Personal Development & Lifestyle Travel & cultural exploration: broadening perspective and adaptability in diverse environments. Language learning: improving Arabic fluency and exploring new languages. Fitness & outdoor activities: maintaining discipline and resilience. 🤝 Social & Team-Oriented Mentoring & coaching: guiding junior professionals in finance and accounting. Community volunteering: supporting local initiatives and building social responsibility. Sports (football, cricket): teamwork, strategy, and leadership outside the office.

Accomplishments

    🏆 Awards, Accomplishments & Honours
  • Tumooh Program Graduate – Mohammed Said Tamer Group Selected for and successfully completed the prestigious internal leadership development program focused on strategic thinking, innovation, and cross-functional collaboration.
  • Digital Finance Transformation Leader Spearheaded AI-driven forecasting and BI dashboard implementation, improving decision-making speed by 40%.
  • Customer Growth Champion Tripled customer base through automation of invoicing and AP/AR processes, boosting operational efficiency.
  • Leadership Recognition Promoted to Assistant Finance Manager after leading nationwide finance operations and introducing digital audit trails.
  • Professional Milestones Earned CFMA, PGDPA, and ACCA Diploma in under three years, demonstrating commitment to continuous learning.

Certification

🎓 Certifications & Licences
  • Certified Financial & Management Accountant (CFMA) – SOAE, 2022 Validates expertise in strategic financial planning, cost control, and performance management.
  • Post Graduate Diploma in Public Accounting (PGDPA) – ICPAP, 2023 Focused on public sector financial reporting, audit, and compliance.
  • ACCA Diploma in Accounting & Business – ACCA, 2024 Internationally recognized qualification covering financial accounting, management, and business ethics.
  • BBA in Finance – Preston University, 2009 Foundation in corporate finance, economics, and business strategy.
  • Tumooh Leadership Program – Mohammed Said Tamer Group Internal development initiative emphasizing innovation, strategic thinking, and cross-functional leadership.

References

References available upon request.
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Timeline

The Institute of Certified Public Accountants of Pakistan

Higher National Diploma from Finance
04.2025 - 07.2025

ACCA

Diploma from Finance & Accounts
04.2024 - 09.2024

Assistant Finance Manager

Mohammed Said Tamer Logistics Co.
04.2022 - Current

The Society of Accounting Education

Diploma from Finance & Accounts
01.2022 - 12.2023

Chief Accountant – Nationwide Logistics Finance

Mohammed Said Tamer Logistics Co.
04.2017 - 03.2022

Senior Accountant – Riyadh & Eastern Region

Farouk & Maamoun Tamer Co.
04.2015 - 03.2017

Accountant

Farouk & Maamoun Tamer Co.
01.2013 - 03.2015

Preston University

Bachelor of Business Administration from Finance & Accounts
09.2007 - 11.2009

DHA SKBZ College

High School Diploma from Pre Engineering
04.2005 - 06.2007

Zeal Public School

Foundation degree from Science
08.2003 - 09.2005
Muhammad Taimoor Afsar