Summary
Overview
Work History
Education
Skills
Certification
Timeline
Manager

Naif Alhowar

Corporate Sales & Relationship Management.
Riyadh

Summary

Objective:

To obtain a long term of professional career that can provide opportunities for growth and professional advancement. To pursue a challenging career in progressive Organization with an aim to contribute positively towards the objectives of the Organization.

Additional Information:

Have good personality, confident ,Fast learning, hard working person, Highly Motivated, work under pressure. Ability to actively participate in teamwork, to lead a team, and to work independently.

Sales Achievement:

  • Achieved 150 % of annual target on 2016.
  • Top Team Award on the first quarter of 2017.
  • Achieved 130% of 2019 yearly target.
  • Achieved 250% of 2022 yearly target by mid of the year.
  • Achieved 556% of 2023 yearly target by mid of the year.

Overview

13
13
years of professional experience
3
3
years of post-secondary education
3
3
Certifications
2
2
Languages

Work History

Regional Manager - Corporate Sales

Al-Rajhi Takaful
Riyadh
07.2023 - Current
  • Develop and implement sales strategies:

-Analyze market trends and competitor activity.
Set ambitious yet achievable sales targets for the team.
-Develop and implement effective sales strategies aligned with corporate objectives.
-Identify and leverage key selling points for the company's insurance products and services.

  • Lead and manage the sales team:

-Recruit, hire, and train new sales representatives.
Coach and mentor team members to enhance their sales skills and performance.
-Motivate and inspire the team to achieve their individual and collective goals.
-Conduct Regular performance reviews and provide feedback to team members.

  • Identify and pursue new business opportunities:

-Proactively prospect and identify potential corporate clients.
Develop relationships with key decision-makers within target organizations.
-Understand the specific needs and risk profiles of potential clients.
-Tailor insurance solutions to meet the unique requirements of each client.

  • Manage client relationships:

- Build and maintain strong relationships with existing corporate clients.
-Proactively address client inquiries and concerns.
Ensure client satisfaction with the company's products and services.
-Identify opportunities for cross-selling and upselling additional insurance products.

  • Track and analyze sales performance:

-Monitor and analyze key sales metrics, including lead generation, conversion rates, and revenue growth.
-Identify Areas for improvement and take corrective action.
Prepare Regular sales reports for management.

Corporate & SME Life Insurance Sales Manger

Al-Rajhi Takaful
Riyadh
03.2021 - 07.2023
  • Establish corporate sales life insurance.
  • Conduct team training to resolve key client issues and complaints promptly.
  • Expand client data base.
  • Analyze client data for effective customer relationship management and manage communications between key clients and internal teams to ensure customer satisfaction and retention
  • Plan and present reports on account progress, goals, and quarterly initiatives to share with team members, stakeholders, and possibly use in future case studies or company training.
  • Strategic planning to improve client results.
  • Negotiate contracts with clients and establish timelines of performance to improve client results.
  • Collaborate with team members to improve operations, and provided exceptional service to our clients achieve target results.
  • Drove operational cost effectiveness projects that helped that helped in savings and improved profit margins.
  • Exceeded goals through effective task prioritization and great work ethic.
  • Offered companionable and efficient service to customers, by handling their challenging situations with ease.
  • Deliver services to customer locations within specific timeframes.
  • Premium Collection of each policy by agreed timeline.

Asst.Manger Business Development

Al-Rajhi Takaful
Riyadh
10.2020 - 03.2021
  • Identified issues, analyzed information and provided solutions to problems.
  • Participated in continuous improvement by generating suggestions, engaging in problem-solving activities to support teamwork.
  • Create plans and communicated deadlines to complete projects on time frame.
  • Developed and implemented performance improvement strategies and plans to promote continuous improvement.
  • Resolved conflicts and negotiated mutually beneficial agreements between parties.
  • Market intelligent, by Identify competitor's product procedure and prices.

<p > Group Relationship Manger </p>

Al-Ahli Takaful
10.2018 - 10.2020
  • identify and develop a target pipeline and aggressively market for new profitable status customers from the identified target sectors.
  • Manage key customer relationships through regular contacts and visits by ensuring the effective call program is maintained on all assigned and prospect customers.
  • Maintain high professional standards and strive to provide quality services and competitive pricing to clients.
  • Ensure compliance to Know Your Customer (KYC) and Anti Money laundering (AML) requirements in all dealings with existing and potential customers.
  • Establish quality profit earning customer relationship within the target market.
  • Continuously identify and exploit cross selling opportunities that embed ATC and its products with customer needs.
  • Identifying areas of improvement with internal processes in place.
  • Report to Executive Management the status of potential Direct Business leads,Potential new Broker Business, customer complaints, pending issues in respect of the clients.
  • Maintain a high standard of operational control.
  • Cultivate good rapport with corporate clients and ensure, ATC becomes the choice for their Insurance Provider.
  • Works with team to develop specific marketing strategy that effectively increases market penetration, and handled company LinkedIn account.
  • Participate in one-on-one meetings with clients to explain services in an effort to guide their choices.
  • Resolve customer complaints quickly and effectively.
  • Provide excellent service in order to maintain a positive reputation for the business.
  • Monitor and assess activities of our competitors to proactively satisfy and retain our clients.
  • Establish relationships with new Broker's, and converts that into new business opportunities to drive profitable revenue growth.

<p > Key Account Manger </p>

Zain KSA, B2B
03.2018 - 09.2018
  • Develop trust relationships with a portfolio of major clients to ensure they do not turn to competition.
  • Acquire a thorough understanding of key customer needs and requirements.
  • Expand the relationships with existing customers by continuously proposing solutions that meet their objectives.
  • Ensure the correct products and services are delivered to customers in a timely manner.
  • Serve as the link of communication between key customers and internal teams.
  • Resolve any issues and problems faced by customers and deal with complaints to maintain trust.
  • Play an integral part in generating new sales that will turn into long-lasting relationships.
  • Negotiating contracts and packages.
  • Accurately complete all sales-related administrative details for efficiency.
  • Update sales leads and sales forecasts information on the sales application to ensure accuracy of information at all times.
  • Hunt for new lead, by daily basis.
  • Finding out prospective customers throughrandom Visitand various leads.
  • Present the product and services in a structured professional way face-to-face.

<b>Sr.Sales Officer</b>

Bupa Arabia, Sales
01.2015 - 01.2018
  • Sales Forecasting.
  • Build good working relationships .
  • B2B sales.
  • Develop trust relationships with major clients to ensure they do not turn to competition.
  • Understand client needs.
  • Present product and services in structured professional way face-to-face.
  • Finding out prospective customers through various leads and ensuring selling Bupa Arabia products.
  • Apply complete sales process laid down while interacting with prospective customer to ensure customer satisfaction.
  • Negotiate pricing with risk management team.
  • Ensure that terms of agreement are as per requirements of regulator like CCHI/SAMA.
  • Ensure that all premiums are collected as per agreed timelines.
  • Resolve any issues and problems faced by customers and deal with complaints to maintain trust.
  • Negotiating contracts and packages

<b>Employee Relation Rep.</b>

Amiantit -SADIP Plant , HumanResource
01.2013 - 01.2014

• Attendance.

• Induction new employment.

• Ticket & vacation.

• Resignation & termination.

• Administration.

• Housing.

• Implant company policy in the plant.

• Company announcement.

• Payroll.

• Man power planning.

• Hand over plant requirement To Amiantit Group HR management.

<p > <b>Section Manger</b> </p>

Azizyah Panda,HumanResource
01.2013 - 01.2013

• Man power planning

• Performance management

• Talent management

• People Development and training

• Induction and new employees

• Administration

• Housing

<b>HR Assistant</b>

Johnson Controls
01.2011 - 01.2012

• Process employee vacation request in system.

• Assist recruitment in employee's contracts and coordinate interviews.

• Interview selected candidate.

• Develop the process of HR requests.




Education

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Al- Andalus High School, Science Major
01.2004 - 04.2006

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College of business administration , Human Resource Management, Diploma Certificate

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Leap To Success , Sales
01.2015 - 04.2015

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AchieveGlobal, Sales
01.2016 - 04.2016

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LRQA ,internal QMS auditor course

Skills

Microsoft Office Processing Package: Word, Excel, PowerPoint, OutLookundefined

Certification

IFCE

Timeline

Regional Manager - Corporate Sales

Al-Rajhi Takaful
07.2023 - Current

Corporate & SME Life Insurance Sales Manger

Al-Rajhi Takaful
03.2021 - 07.2023

Asst.Manger Business Development

Al-Rajhi Takaful
10.2020 - 03.2021

Marine Cargo Insurance & Reinsurance

06-2020

FLMI L1 (LOMA

05-2020

Group Relationship Manger

Al-Ahli Takaful
10.2018 - 10.2020

Key Account Manger

Zain KSA, B2B
03.2018 - 09.2018

IFCE

01-2016

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AchieveGlobal, Sales
01.2016 - 04.2016

Sr.Sales Officer

Bupa Arabia, Sales
01.2015 - 01.2018

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Leap To Success , Sales
01.2015 - 04.2015

Employee Relation Rep.

Amiantit -SADIP Plant , HumanResource
01.2013 - 01.2014

Section Manger

Azizyah Panda,HumanResource
01.2013 - 01.2013

HR Assistant

Johnson Controls
01.2011 - 01.2012

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Al- Andalus High School, Science Major
01.2004 - 04.2006

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College of business administration , Human Resource Management, Diploma Certificate

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LRQA ,internal QMS auditor course
Naif AlhowarCorporate Sales & Relationship Management.