Prasad Mohan
Associate Director
Mumbai
Summary
Risk professional with over 13 years of experience in risk management and treasury operations, with expertise in ICAAP implementation and Basel III regulations. Key achievements include leading the validation of Basel III Reforms for a major bank in Saudi Arabia, supporting an Indian regulator in transitioning to risk-based supervision, and implementing ICAAP frameworks for multiple NBFCs.
Led over 50 client engagements across Enterprise Risk, Operational Risk, Compliance, Policy Development, and ALM reviews, consistently delivering results aligned with client and firm expectations. Managed sales revenue exceeding INR 4 crores over two years.
Prior to Deloitte, worked at Karur Vysya Bank across treasury and banking operations. Managed merchant forex operations within the treasury front office, focusing on revenue generation, risk management, and regulatory compliance. Gained comprehensive exposure to treasury back office processes, risk management practices, and branch banking operations, contributing to the bank’s financial and operational performance. Earlier, worked as a business analyst at Chella Software, supporting product development through prototyping, testing, training, and preparing business requirement documents (BRDs).
Overview
14
14
years of professional experience
6
6
years of post-secondary education
3
3
Certifications
4
4
Languages
Work History
Associate Director
Uniqus
01.2025 - Current
- Supported the ERM department of a leading bank in Saudi Arabia with regulatory reporting and remediation, forecasting of capital and liquidity ratios and with the update of the Recovery and Resolution framework
- Developed collaterals for business development and established strong relationships with clients, creating mutually beneficial opportunities for growth and collaboration
- Mentored junior staff members, providing guidance on professional development opportunities and career progression paths within the company
Manager
Deloitte Touche Tohmatsu India
07.2022 - 01.2025
- Successfully led a policy development project with the market risk department of the largest PSU bank in India
- Reviewed the SAS implementation of Basel III Reforms by a leading bank in the Middle East, emphasizing asset classification, external rating, manual inputs, assumptions, reconciliation, and reporting
- Led 30 ICAAP implementation projects across diverse NBFCs from HFCs, MFIs, digital lending NBFCs to Wholesale NBFCs, successfully collaborating with multiple stakeholders
- Led an engagement in developing an enhanced supervisory risk rating model as a prelude to Risk-Based Supervision for a banking supervisor in India
- Performed a review of the operational risk management framework for a leading retail focused bank, focusing on RCSAs, KRIs, and the loss data framework
- Conducted ICAAP reviews for several foreign banks in India focusing on identifying gaps and improvement areas based on benchmarking with regulatory prescriptions and leading industry practices
- Participated in 10 client Board meetings, SteerCo meetings and workshops, facilitating discussions and providing subject expertise on ICAAP and risk management
Manager - Forex Dealer
The Karur Vysya Bank Ltd
01.2019 - 07.2022
- Quoting merchant Forex rates and forward rates to customers
- Processing center while maintaining and covering position profitably
- Nostro funding and maintenance to ensure balances are within prescribed levels
- Ensuring surplus funds are deployed profitably
- Management reporting on turnover, profit earned, exchange concession passed and merchant operations
Manager - Treasury Back Office
The Karur Vysya Bank Ltd
01.2018 - 01.2019
- Reconciliation of various Nostro account entries and balances
- Mitigating income leakage by identifying and ensuring that customer related charges are recovered by the processing center
- Reporting to the management and the regulator on Nostro reconciliation status
Assistant Manager - Risk Analyst
Karur
01.2016 - 01.2018
- Credit risk rating for SME and Corporate clients with emphasis on highlighting the key risks
- Monitoring of KRIS and reporting to the ORMC
- Regulatory reporting- Computing Credit RWA and CRAR using SAS
- Compiled Op-Risk incidents related to loss/fraud across the bank and prepared excel dashboards for internal reporting for top management
- Preparation/update of RCSA for risk areas based on risks identified during internal audit
- Reporting to top management on Industry performance and classifying them into high, medium and low risk for enabling credit growth in the right direction
Assistant Manager
01.2014 - 01.2018
- Branch operations – Cash and Locker Management
- CTS clearing operations
Business Analyst
Chella Software Private Ltd
01.2012 - 01.2014
- Establish project scope with customer and manage implementations to ensure on-time delivery
- Define requirements and plan project life cycle deployment through coordination of project kick-off
- Created excel prototypes that served as a starting point for developers
Assistant Manager - Branch Operations
The City Union Bank Ltd
09.2011 - 04.2012
- Branch operations
Education
MBA - Finance
Thiagarajar School of Management
01.2009 - 01.2011
B. Tech - Electrical and Electronics
Amrita School of Engineering
01.2005 - 01.2009
Skills
- Enterprise Risk Management
- ICAAP
- Stress Testing
Recovery and Resolution Planning
Liquidity Risk Management
Certification
Financial Risk Manager | FRM, GARP
Awards
President's award at Deloitte for exceptional performance
Passions
- Photography
- Trekking
- Reading
Timeline
Associate Director
Uniqus
01.2025 - Current
Manager
Deloitte Touche Tohmatsu India
07.2022 - 01.2025
Manager - Forex Dealer
The Karur Vysya Bank Ltd
01.2019 - 07.2022
Manager - Treasury Back Office
The Karur Vysya Bank Ltd
01.2018 - 01.2019
Assistant Manager - Risk Analyst
Karur
01.2016 - 01.2018
Assistant Manager
01.2014 - 01.2018
Business Analyst
Chella Software Private Ltd
01.2012 - 01.2014
Assistant Manager - Branch Operations
The City Union Bank Ltd
09.2011 - 04.2012
MBA - Finance
Thiagarajar School of Management
01.2009 - 01.2011
B. Tech - Electrical and Electronics
Amrita School of Engineering
01.2005 - 01.2009
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