Rajasekar Vijayaraghavan
Riyadh
Summary
Seasoned Transaction Banking Solutions professional with over 18 years of experience predominantly in the Banking and Financial Services Industry cutting across Business, Consulting and Technology functions. Strongly oriented towards resolving problems and steering growth. Detail-oriented team player with ability to handle multiple projects simultaneously with a high degree of accuracy.
Overview
20
20
years of professional experience
6
6
years of post-secondary education
Work history
Senior Manager - GTS Performance & Data Analytics
BSF
Riyadh
2022.01 - 2026.05
- Part of core team managing implementation Corporate Digital channels transformation program
- Monitor the financial performance of the department; work with the Mgmt. team to devise and implement initiatives to achieve the targets
- Responsible for Business review reporting to CXO level Mgmt. team
- Performed profitability review identifying expenses overage resulting in direct savings of over SAR 7MM
Head of Product Management
Riyad Bank
Riyadh
2020.07 - 2021.12
- Lead team of 11 Product Managers handling Global Transaction Solutions products across different lines – Trade finance, Loans, Acquiring, Cards, Liquidity Mgmt., Payments & Collections, and Online Channels
- Championed implementation of Corporate Banking wide Digital Transformation strategy and oversaw transformational projects at Department level focused on Acquiring business and Online Banking Channels
- Restructured Department with clearly defined responsibilities resulting in increase of requirements delivery by over 60%
- Defined processes for Product Management team to streamline workflow, improving after sales services and profitability
- Guided team to define Product Roadmap, establish criteria for each milestone within product roadmap to measure developmental progress
Product Manager
Riyad Bank
Riyadh
2016.10 - 2020.06
- Product Manager for Acquiring business – managed E-commerce and Point of Sale portfolio of over 12,000 customers ranging from microbusinesses to sophisticated multinational companies
- Introduced a market first product - PoS Aggregation resulting in incremental annual profit of SAR 3M
- Cut losses of PoS Business by over 60% through aggressive repricing, optimization of PoS real estate and vendor negotiations
- Steered E-commerce business growth phase between 2017-’20 – 49% CAGR in terms of transactions processed, 174% CAGR in terms of volumes processed
- Designed and delivered a project aimed at rationalizing PoS real estate of Bank, resulting in direct cost savings of about SAR 8M
- Licensed and launched new payment scheme in Acquiring business
Senior Consultant
Cognizant Technology Solutions
2012.04 - 2016.09
- Business analysis and Consulting for one of the Big 3 Banks in KSA for acquisition of new Cards Management platform, rollout of suite of Prepaid card products
- Business analysis and Consulting for one of the Top-5 Banks in USA in project on rolling out public Mobile Microsite
- Was recognized twice with the award Associate of the Quarter for Consulting Excellence
- (Cognizant Business Consulting)
Associate
Cognizant Technology Solutions
2006.08 - 2010.06
- Served in various capacities such as Lead Automation tester, Test Lead, Automation Testing Champion and PoC, Functional tester - developed automation testing frameworks, automation test scripts
- Recognised with the award of 'Associate of the Month' for delivery excellence
Education
Post Graduate Diploma in Management - General Management
Indian Institute of Management
Indore 2010.07 - 2012.03
Bachelor of Engineering - Mechanical Engineering
Kumaraguru College of Technology, Anna University
Coimbatore 2002.07 - 2006.05
Skills
- Business Strategy
- Product Management
- Cards & Payments
- Digital Transformation
- Project management
- Preparation of management reports
- Product profitability analysis
- Change Management
Timeline
Senior Manager - GTS Performance & Data Analytics
BSF
2022.01 - 2026.05
Head of Product Management
Riyad Bank
2020.07 - 2021.12
Product Manager
Riyad Bank
2016.10 - 2020.06
Senior Consultant
Cognizant Technology Solutions
2012.04 - 2016.09
Post Graduate Diploma in Management - General Management
Indian Institute of Management
2010.07 - 2012.03
Associate
Cognizant Technology Solutions
2006.08 - 2010.06
Bachelor of Engineering - Mechanical Engineering
Kumaraguru College of Technology, Anna University
2002.07 - 2006.05