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As an award-winning fintech entrepreneur, I bring over a decade of proven leadership in building, scaling, and managing digital financial solutions across Pakistan and the GCC. Currently serving as Managing Director at Barq PK (formerly MyTM), I lead regulatory alignment, product innovation, strategic partnerships, and EMI licensing under the State Bank of Pakistan's framework. I have demonstrated resilience, vision, and global recognition through ventures like MyTM, the Sullis Card, and collaborations with Mastercard, Zindigi, and Ignite. My work reflects a deep understanding of digital finance, customer-centric models, and operational excellence required to lead an EMI institution in Pakistan.

Experienced product manager with a proven track record of building and scaling B2C products. Passionate about creating delightful products for customers, prioritizing customer experience, and driving product-led growth through innovative data driven strategies and cross-functional collaborations with multiple PODs within an organization.

Results-driven Procurement & Supply Chain Professional with 9+ years of expertise in strategic sourcing, contract negotiation, supplier relationship management, and cost optimization across multiple industries, including MEP, Fire Protection, Security Systems, Facility Management, and Telecommunications. Adept at leading procurement teams, enhancing operational efficiency, and securing cost-effective supply agreements. Proficient in SAP Ariba, ERP systems, contract management, and global sourcing strategies.

A seasoned professional with expertise in up-selling mastery and strategic selling techniques, leveraging automated sales tools to drive business growth. Demonstrates a keen ability in competitor analysis insight and analysis of technical specifications, ensuring competitive advantage and informed decision-making. Committed to advancing career goals through innovative sales strategies and continuous skill enhancement.

Strategic and detail-oriented Supply Chain professional with a master’s degree in Procurement and Supply Chain Management from Robert Gordon University. Strong communication and interpersonal skills, coupled with a collaborative approach to cross-functional teamwork. Well-versed in inventory management, cost reduction initiatives and customer focus with a strong commitment to apply academic knowledge and practical experience to drive business growth through effective supply chain optimization.

Accomplished professional with expertise in complex negotiations, hiring and training management, and market and competitive analysis. Proficient in Salesforce CRM, Tally Professional, and MS Excel. Demonstrates exceptional skills in merchandise display techniques, customer relations, and crisis handling. Adept at maximising profit margins through effective decision-making and risk assessment capabilities. Committed to staff motivation, performance management, and maintaining positivity under pressure. Career goal includes leveraging extensive skills to drive organisational success and efficiency.

Dedicated Legal Spaecialist offering professional, reliable support across varied legal matters. Creates and maintains accurate, detailed documentation to support positive case outcomes. Autonomous and hardworking with experience in Companies, Labor, Criminal laws.

Motivated individual with strong communication and interpersonal skills, ready to excel in customer service roles. Demonstrated ability to learn quickly and adapt to new environments. Committed to delivering exceptional customer support and enhancing client satisfaction.

Dynamic and safety-conscious professional with experience at Espresso Warriors and First Grade Scaffolding. Proven ability to excel in team environments while adhering to safety regulations. Skilled in heavy lifting and equipment moving, consistently delivering projects on time and maintaining high standards of cleanliness and organization.

Dynamic professional with extensive experience in remodeling at Kingdom Remodeling, excelling in project management and team collaboration. Proven ability to enhance efficiency and safety on construction sites while utilizing welding techniques. Committed to delivering exceptional customer service and maintaining high standards of craftsmanship. Adaptable and detail-oriented, ensuring successful project completion.

Ruwayd Maghrabi

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