Salman Al-Sudayri

• Debt Financing

Focused on corporate level bilateral credit facilities and syndicate corporate finance transactions in real estate.

• Debt Finance Management & Enhancement

Overseeing debt financing activities, ensuring alignment with debt agreements.

• Credit Risk Scoring

Evaluate credit risk scores for MASIC and the related subsidiaries to gain insights into the bank’s credit stance and support informed financial decision-making.

• Financial Analysis

Analyze the financials of MASIC & the related subsidiaries to ensure achieving the strategic financials goals.

• Cash Flow Forecasting

Manage the corporate level cash flows to support our investments.

• Banking Relationship Management

Manage banking relationships, identifying key lenders and enhance the facilities agreements to support the investments activities.

Managing a diverse project finance portfolio mainly by:

• Lending Appraisal

Evaluate and present a lending appraisal memo to senior management, detailing the project's progress, profitability, and any challenges encountered. Recommend appropriate mitigation strategies and corrective actions to address any identified problems.

• Risk Assessment

Conduct thorough risk assessments to identify financial, construction, operational, procurement or market risks associated with projects.

• Structuring and Negotiation of Financing Arrangements

Structure and negotiate financing packages, including debt & equity. Collaborate with legal, technical, and financial teams to ensure optimal risk allocation and contractual terms.

• Cash Flow and Liquidity Management

Forecast and monitor the cash flow dynamics of project operations and debt servicing.

• Financial Performance Monitoring and Reporting

Monitor the financial performance of active projects, analyzing ket metrics and indicators. Identify and analyze variances between actual financial results and projected performance.

Along with the responsibilities of managing a real estate & contracting portfolio, the following roles are preformed:
• Policies and procedures

Holding meetings with key stakeholders to assess and refine policies and procedures, ensuring alignment with the dynamic objectives of real estate clients lending

• Technical excellence through collaboration
Collaborated with cross-functional development teams to raise technical standards for ongoing projects.
• Supervising the finance of real estate projects credit tranches
Involves evaluating the funds required against the project's progress, ensuring that the projects are funded, and that the funds are used appropriately.
• Assessing the real estate project's values
This includes breaking down the project's value to determine its reasonability.

Managing a real estate & contracting portfolio of various scales clients (Corporate - SME) by:
• Analyzing the contracting client's capabilities and determine their feasibility for current and future project scales
By mainly assessing their past and current project's performance.
• Mitigating the portfolio's risk
This includes identifying and managing potential risks, such as default risks.
• Proactive monitoring of project's performance
By tracking project milestones.
• Monitoring performance and detecting early warning signs
Monitoring project progress and financial health and identifying early warning sings before escalating,

• Coordinating with relevant external stakeholders
This includes working with clients and other stakeholders to ensure that the projects are completed on time.