Summary
Overview
Work History
Education
Skills
Certification
Languages
Timeline
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SHAHZAD AQDAS

Yanbu

Summary

With a decade of experience in permit receiving, I excel in overseeing material logistics while ensuring compliance with regulatory standards. My expertise includes meticulous inspection of incoming shipments, accurate documentation, Eight years of experience building strong social media followings from scratch, collaborating cross-functionally to achieve business goals and developing innovative marketing collateral.

Overview

8
8
years of professional experience
1
1
Certification

Work History

Senior Credit Officer

Apna Microfinance Bank Ltd
03.2022 - 01.2025
  • Drove process improvements in credit operations through streamlining workflows, automating tasks.
  • Adhered to banking standards and government lending guidelines for loan services.
  • Analyzed creditworthiness of loan applicants ,risk of loan requests.
  • Complied with internal controls and government regulations.

Senior Credit Officer

Micro Finance Bank Limited
03.2017 - 03.2021
  • Ensured accurate financial reporting by reviewing loan documentation, evaluating collateral values.
  • Maintained a deep understanding of market trends affecting credit conditions in various industries relevant to the organization''s lending activities.
  • Continuously improved credit policies by regularly reviewing methodologies.

Education

BBA - Bachelor of Business Administration (Hons)

University Of Gujrat Pakistan
Gujrat Pakistan
07-2016

Skills

  • Work Permit Receiver skills
  • Relationship building and rapport
  • Team collaboration
  • MS Office, Excel Word

Certification

  • WPR Aramco Request Third Party Approved certificate (Saudi Arabia )
  • Certified of Participation , [State Bank Pakistan]
  • Certified of Work , [National Bank Pakistan]
  • Certified of Training & Development Program ,

Languages

English
Upper intermediate (B2)
Arabic
Elementary (A2)
Urdu
Advanced (C1)

Timeline

Senior Credit Officer

Apna Microfinance Bank Ltd
03.2022 - 01.2025

Senior Credit Officer

Micro Finance Bank Limited
03.2017 - 03.2021

BBA - Bachelor of Business Administration (Hons)

University Of Gujrat Pakistan
SHAHZAD AQDAS