Sultan Badr AL-Harbi
Riyadh
Summary
Accomplished professional with a robust understanding of corporate governance and extensive experience in board level communication. Demonstrates strong regulatory compliance knowledge, decision-making competency, and leadership acumen. Adept at mastering delegation to optimise team performance and drive organisational success. Committed to leveraging skills for continued career growth in senior management roles.
Overview
19
19
years of professional experience
2005
2005
years of post-secondary education
1
1
Certification
Work History
Chief Compliance Officer
New Digital Bank
Riyadh
06.2024 - 03.2025
- Participate in building a new digital bank in KSA.
- Create a Compliance department from scratch.
- Managed the Corporate Governance Orchestrated policy updates in line with changing regulations, ensuring continuous compliance.
- Advised board on compliance matters for informed decision-making process.
- Led a team to enhance company-wide understanding of compliance regulations.
Chief Compliance Officer
Ezdihar Co
Riyadh
12.2023 - 06.2024
- Streamlined compliance program, enhancing the company's regulatory reputation
- Established robust internal controls for improved compliance regulation
- Led a team to enhance company-wide understanding of compliance regulations
- Comprehensive training programs develop, boosting staff adherence to policies
- Orchestrated policy updates in line with changing regulations, ensuring continuous compliance
- Advised board on compliance matters, conducted regular risk assessments for proactive issue detection and resolution
- Coordinated cross-functional teams for successful execution of compliance initiatives
- Liaised with regulatory bodies on behalf of the company, fostering positive relationships
- Maintained accurate and detailed compliance records
Director - Head of Regulatory Compliance - Sharia'a Board Committee secretary - Deputy CCO
D360 Bank
01.2021 - 11.2023
- Establishing Compliance function from scratch, obtaining all the requirements to obtain SAMA License and other required license
- Building Compliance, AML, Fraud and Tanfeeth Team
- Prepare the Sharia'a Board Committee meeting and all the required documents
- Building Compliance mandate systems
- Provide advisory and work closely with business lines and all bank functions in embedding key regulatory requirements into core processes and products and help the understanding of the regulatory landscape and proactively work on compliance risk management as well as establishing compliance culture
- Ensure regulatory compliance by overseeing business activity independently and objectively
- Conduct the second line of defense reviews proactively adhering to the required regulation
Senior Manager - Regulatory and Retail Banking Audit
BANK ALJAZIRA
05.2020 - 01.2021
- Conduct an audit of Regulatory and Retail Banking as per the annual internal audit plan delivering allocated audit assignments in an accurate and timely manner and in line with the quality standards and methodologies
- Prepared audit reports based on the fieldwork performed which highlight audit finding and observations, recommendations, management response, and corrective action plan
Compliance Review and Monitoring Dept. Head
Banque Saudi Fransi
07.2018 - 04.2020
- Manage compliance three-year strategic plan by reviewing bank products and services as per the approved three-year strategic plan
- Managing compliance reviews for assessment of compliance controls with various lines of businesses in line with regulatory guidelines, overseeing the implementation of gaps highlighted through compliance reviews to manage non-compliance risk in the bank
Corporate Branch Manager and Corporate Account Opening Center Head
Arab National Bank
01.2012 - 01.2016
- Handling corporate branch and corporate account opening center, assist head of corporate operation division by Enhancing and Implementing policies and procedures for corporate branches and account opening center
- Represent corporate operation division on all related matters including system enhancement and Implementing SAMA new circulars and relevant committees
Unit Head of Account Opening for Corporate Account
Arab National Bank
12.2012 - 03.2015
- Enhancing and Implementing policies and procedures for account opening unit processes for corporate clients' kingdom wide
- Create a workflow system to be used for daily transactions between business lines and the support department
- Enhancing core banking functionality and implementing SAMA rules in the core banking system
Corporate Client Service Supervisor and Account opening officer
Arab National Bank
01.2012 - 12.2012
- Make sure that all corporate client transactions have been executed daily as well as control the completion of mandate files of corporate clients and ensure implementation of SAMA rules
Relationship Service Manager
SAMBA Financial Group
10.2005 - 01.2011
- Supporting corporate relationship managers on a daily basis on his duties such as preparing facility agreements and contacting corporate clients and arranging all related transactions with all bank departments
Cash Management Operation Back Office - Officer
SAMBA Financial Group
10.2005 - 03.2008
- Verifying daily transactions such as SARIE, A/C to A/C, SWIFT, time deposit check collection, and Corporate Loans to ensure transactions have been processed correctly
Education
Intermediate University degree - Computer Technology- Technical Support
Telecom and Technology College
Jeddah, Saudi ArabiaBachelor of Business Administration - undefined
Arab Open University
Riyadh, Saudi ArabiaSkills
- Corporate governance understanding
- Board level communication
- Regulatory compliance knowledge
- Decision-Making competency
- Leadership acumen
- Delegation mastery
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Certification
- Certified Compliance Officer
- Retail Banking professional Foundation certificate
Personal Information
- Date of birth: 07/01/81
- Nationality: Saudi
Timeline
Chief Compliance Officer
New Digital Bank
06.2024 - 03.2025
Chief Compliance Officer
Ezdihar Co
12.2023 - 06.2024
Director - Head of Regulatory Compliance - Sharia'a Board Committee secretary - Deputy CCO
D360 Bank
01.2021 - 11.2023
Senior Manager - Regulatory and Retail Banking Audit
BANK ALJAZIRA
05.2020 - 01.2021
Compliance Review and Monitoring Dept. Head
Banque Saudi Fransi
07.2018 - 04.2020
Unit Head of Account Opening for Corporate Account
Arab National Bank
12.2012 - 03.2015
Corporate Branch Manager and Corporate Account Opening Center Head
Arab National Bank
01.2012 - 01.2016
Corporate Client Service Supervisor and Account opening officer
Arab National Bank
01.2012 - 12.2012
Relationship Service Manager
SAMBA Financial Group
10.2005 - 01.2011
Cash Management Operation Back Office - Officer
SAMBA Financial Group
10.2005 - 03.2008
Bachelor of Business Administration - undefined
Arab Open University
Intermediate University degree - Computer Technology- Technical Support
Telecom and Technology College
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